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By 1a7xxxx Posted: 2022-12-14 09:57:51

 

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°æÁ¦Àû ¾î·Á¿òÀ» ÀÌÀ¯·Î Á÷ÀåÀÎ ÀºÅð°èÁ 401(k)¿¡¼­ ÀÎÃâ »ç·Ê°¡ Å©°Ô ´Ã°í ÀÖ´Â °ÍÀ¸·Î ³ªÅ¸³µ´Ù.
 
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¹ê°¡µå ±×·ìÀÌ 500¿© ¸¸°³ÀÇ 401(k) °èÁ¸¦ Á¶»çÇÑ ¹Ù¿¡ µû¸£¸é ‘°æÁ¦Àû ¾î·Á¿ò’À» ÀÌÀ¯·Î ÀÎÃâÀ» °áÁ¤ÇÑ ±Ù·ÎÀÚµéÀÌ ÀüüÀÇ ¾à 0.5%¸¦ Â÷ÁöÇß´Ù. ÀÌ´Â Áö³­ÇØ °°Àº ½Ã±âÀÇ ¼öÄ¡ÀÎ 0.3%¿¡¼­ Å©°Ô »ó½ÂÇÑ °ÍÀ¸·Î ¾÷ü°¡ ÇØ´ç ÀڷḦ ¼öÁý ¹× Á¶»çÇϱ⠽ÃÀÛÇÑ 2004³â ÀÌÈÄ ÃÖ´ë ¼öÁØÀÌ´Ù.
 
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401(k)¿¡¼­ ±Ý¾×À» ÀÎÃâÇÑ ±Ù·ÎÀÚ´Â ÀÎÃâ¾×¿¡ ¼Òµæ¼¼°¡ ºÎ°úµÇ¸ç, 59.5¼¼ ¹Ì¸¸À̶ó¸é 10%ÀÇ Á¶±â ÀÎÃâ ¼ö¼ö·á±îÁö ºÎ´ãÇØ¾ß ÇÑ´Ù.
 
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ÃÖ±Ù ±ÞÁõÇÑ 401(k) °èÁ ±ä±ÞÀÎÃâÀÇ ¿øÀÎÀº ¸î ´Þ »õ ¹°°¡°¡ ±ÞµîÇÑ ¹Ý¸é, ±Ù·ÎÀÚµéÀÇ ¼Òºñ·ÂÀº °¨¼ÒÇ߱⠶§¹®À¸·Î ¹àÇôÁ³´Ù.
 
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ȸ°è Àü¹®¾÷ü RSMÀÇ Åõ¾È ÀÀ¿ì¿º ÀÌÄÚ³ë¹Ì½ºÆ®´Â “¼Òºñ¸¦ ±×µ¿¾ÈÀÇ ÀúÃà¿¡ ÀÇÁöÇÏ´Â °ÍÀº ´Ü±âÀû °³¼±Ã¥ÀÏ »Ó”À̶ó¸ç “¾Æ¸¶ À̹ø ÇÒ·¯µ¥ÀÌ ½ÃÁðÀº ÃÖ±Ù ¼Òºñ °­¼¼ÀÇ ¸¶Áö¸·ÀÌ µÉ °Í”À̶ó°í ºÐ¼®Çß´Ù.

 

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