SBA(Áß¼Ò±â¾÷û) Àç³ ´ëÃâ ½Åû¹æ¹ý
By 84vxxxx
Posted: 2020-03-23 14:03:58
¹Ì±¹ Áß¼Ò±â¾÷û(SBA)Àº ¸ðµç ±Ô¸ðÀÇ ºñÁî´Ï½º, ¹Î°£ ºñ¿µ¸® ´Üü, ±×¸®°í ÁÖÅú¸À¯ÀÚ¿¡°Ô Àú±Ý¸® ¹× Àå±â ÀçÇØ ´ëÃâÀ» Á¦°øÇÕ´Ï´Ù. SBA Àç³ ´ëÃâÀº °³ÀÎ ¹× ±â¾÷ÀÌ Àç³À» ±Øº¹Çϱâ À§ÇÑ °æÁ¦ÀûÀÎ ¹æ¾ÈÀ» Á¦°øÇØÁÖ´Â Á¦µµÀÔ´Ï´Ù.
¾Æ·¡¿Í °°Àº ´Ü°è·Î ´ëÃâ½ÅûÀÌ ÁøÇàµË´Ï´Ù:
Step 1: ´ëÃâ ½Åû
- ¿Â¶óÀÎ(disasterloan.sba.gov/ela), disaster center¿¡ Á÷Á¢ ¹æ¹®, ¶Ç´Â ¿ìÆíÀ¸·Î ½ÅûÇÑ´Ù.
- ¾î¶² ±Ô¸ðÀÇ »ç¾÷À̵ç, ¹°¸®Àû ¼Õ»óÀ¸·Î ÃÖ´ë 2¹é¸¸ ´Þ·¯±îÁö ´ëÃâÀÌ °¡´ÉÇÏ´Ù.
- ¼Ò±Ô¸ð »ç¾÷Àڷμ ÃÖ´ë 2¹é¸¸ ´Þ·¯ÀÇ »ç¾÷ ´ëÃâ(physical & EIDL)À» ½ÅûÇÒ ¼ö ÀÖ´Ù.
Step 2: ºÎµ¿»ê È®Àΰú ´ëÃâó¸® °áÁ¤
- SBA¿¡¼ ¼Õ½Ç°Ë»çÀü¿¡ ±ÍÇÏÀÇ ½Å¿ëÀ» °ËÅäÇÑ´Ù.
- SBA °ËÁõÀÚ°¡ ÀçÇØ·Î ÀÎÇÑ ¹°¸®Àû ¼Õ½ÇÀÇ ÃѾ×À» ÃßÁ¤ÇÑ´Ù.
- Loan officer(´ëÃâ ´ã´çÀÚ)°¡ ÀÚ°Ý¿©ºÎ¸¦ °áÁ¤ÇÑ´Ù. ´ëÃâ°¡´É¿©ºÎ ÃÖÁ¾ È®ÀαîÁö ´ëÃâ ´ã´çÀÚ°¡ ±ÍÇÏ¿Í ÇÔ²²ÇÏ¿© 2-3Á־ȿ¡ ÃÖÁ¾ °áÁ¤ÀÌ ³´Ù.
Step 3: ´ëÃâ ¸¶°¨ ¹× ÀÚ±Ý Áö±Þ
- SBAÃø¿¡¼ ±ÍÇÏÀÇ ¼¸íÀ» À§ÇØ Loan Closing ¼·ù¸¦ ÁغñÇÏ¿© º¸³½´Ù.
- ¼¸íµÈ Loan ClosingÀ» SBA¿¡¼ ¹Þ´Â ½Ã 5ÀÏ ¾È¿¡ ¾Æ·¡¿Í °°ÀÌ Ãʱâ ÁöºÒÀÌ µÈ´Ù:
- ¹°¸®Àû ¼Õ»ó: $25,000
- °æÁ¦Àû ºÎ»ó: $25,000 - ¸ðµç ´ëÃâ Á¶°ÇÀ» ÃæÁ·½ÃÅ°±â À§ÇØ ÄÉÀ̽º ¸Å´ÏÀú°¡ ±ÍÇÏ¿Í Çù·ÂÇÒ °ÍÀÌ´Ù.
- ´ëÃâ ¸¶°¨ ÈÄ ±ÍÇÏÀÇ »óȲ º¯È·Î ÀÎÇØ ´ëÃâ±Ý¾×ÀÌ Á¶Á¤µÉ ¼ö ÀÖ´Ù (¿¹: ¿¹±âÄ¡ ¾ÊÀº ¼ö¸®¿¡ ´ëÇÑ ´ëÃâ Áõ°¡ ¹× Ãß°¡ÀûÀÎ º¸Çè·á·Î ÀÎÇÑ ´ëÃâ °¨¼Ò)
ÁÖ¿ä ¼·ù:
´ëÃâ ½Åû°ú ÃÖÁ¾ °áÁ¤À» À§ÇØ ¾Æ·¡ÀÇ ¼·ù°¡ ÇÊ¿äÇÕ´Ï´Ù:
- Business Loan Application (SBA Form 5) ÀÛ¼º ¹× ¼¸í
- IRS Form 4506-T »ç¾÷ÀÚ ¹× »ç¾÷ ¼ÒÀ¯±Ç º¸À¯ÀÚ* ÀÛ¼º ¹× ¼¸í (*»ç¾÷ÀÇ 20% ÀÌ»ó ¼öÀ¯±ÇÀ» °¡Áö°í ÀÖ´Â ÀÚ, ÀÏ¹Ý ÆÄÆ®³Ê ¶Ç´Â Managing Member, ±× ¿Ü Á¦ÈÞ»ç¾÷¿¡¼ 50% ÀÌ»óÀÇ ¼ÒÀ¯±ÇÀ» º¸À¯ÇÏ°í ÀÖ´Â ÀÚ; Á¦ÈÞ»ç¾÷Àº ¸ðȸ»ç, ÀÚȸ»ç, ¶Ç´Â °øµ¿ ¼ÒÀ¯±Ç ¹× °øµ¿ °æ¿µÀÚ¸¦ Æ÷ÇÔÇÑ´Ù.)
- °¡Àå ÃÖ±ÙÀÇ ¸ðµç ¿¬¹æ ¼Òµæ¼¼ ½Å°í ¼·ù
- Personal Financial Statement (SBA Form 413)ÀÛ¼º, ¼¸í ¹× ³¯Â¥ ±âÀÔ (¸ðµç ±â¾÷ ¼ÒÀ¯±Ç º¸À¯ÀÚ)
- ¸ðµç °íÁ¤ 乫¸¦ ³ª¿ÇÑ Schedule of Liabilities (SBA Form 2022)
±× ¿Ü ÇÊ¿äÇÑ ¼·ù:
- °¡Àå ÃÖ±ÙÀÇ ¿¬¹æ ¼Òµæ¼¼ ½Å°í¼¸¦ Á¦ÃâÇÏÁö ¾ÊÀº °æ¿ì, ¿¬¸» ¼ÕÀÍ °è»ê¼¿Í ÇØ´ç ³âµµ ´ëÂ÷ ´ëÁ¶Ç¥ Á¦Ãâ °¡´É.
- ¿ÃÇØ ÃʺÎÅÍ ÇöÀç±îÁöÀÇ ¼ÕÀÍ°è»ê¼
- ¿ùº° ¸ÅÃâ¾×ÀÌ Ç¥±âµÈ Ãß°¡ Á¦Ãâ ¿ä°Ç ¼·ù (SBA Form 1368)
µµ¿òÀÌ ÇÊ¿äÇÏ½Ç °æ¿ì disasterloan.sba.gov/ela¿¡ ½Åû ¶Ç´Â 1-800-659-2955(SBA Customer Service Center)¿¡ ¿¬¶ôÇϽñ⠹ٶø´Ï´Ù.
JKU's ̵̧ Pick
|
||||||||||
Title | View |
¡°Â÷º°ÈµÈ ¼ºñ½º·Î Á¾ÇÕº¸Çè ½ÃÀå °ø·«¡± ÀâÄÚ¸®¾ÆUSA ºê·£µç ÀÌ ´ë...
|
04/10/2023 |
🔔 Á¦ 7±â JOBKOREAUSA ±âÀÚ´Ü ¸ðÁý 🔔 »ó½Ã¸ðÁý
|
01/03/2022 |
Part-time °Ô½ÃÆÇ °øÁö»çÇ×
|
02/12/2021 |
°¡ÁÖ ºÎµ¿»ê Àç»ê¼¼ Àü±¹¼ 9¹ø°·Î ³ô´Ù
Talk & Talk
|
339 |
Àç¿Ü°ø°üµé ÁÖÀç°ü °ü¸®ºÎ½Ç¡¤±â°ÇØÀÌ ¡®½É°¢¡¯
Talk & Talk
|
984 |
LAÄ«¿îƼ ÅõÇ¥¼Ò ÇÑÀÎ ¿ä¿ø ÅξøÀÌ ºÎÁ·
Job & Work Life
|
713 |
À§Å¹ ¼öÇϹ° ¿ä±Ý Àλ󡦾Ƹ޸®ÄÇ×°ø 5³â ¸¸¿¡
Travel & Food
|
368 |
¾¾Æ¼±×·ì "ÇâÈÄ 18°³¿ù·¡ ±Ý°ª 3õ´Þ·¯¡¦¼®À¯ 100´Þ·¯ °¡´É¼º"
Talk & Talk
|
442 |
´ëÇü Ä«µå»ç ÀÌÀÚÀ² 10% ´õ ³ô´Ù¡¦Æò±Õ 28.2%¡¦Áß¼Ò¾÷ü 18%
Talk & Talk
|
49 |
ڸijÇÇÅпø ±ÝÀ¶»ç µð½ºÄ¿¹ö 47Á¶¿ø¿¡ Àμö¡¦½Å¿ëÄ«µå °ÀÚ ºÎ»ó
Talk & Talk
|
81 |
KÆË ºüÁø ÄÚÄ«Äݶó´Â ¹«½¼ ¸À?¡¦ÇÑ±Û »õ±ä ÇÑÁ¤ÆÇ 36°³±¹ Ãâ½Ã
Travel & Food
|
345 |
"°í¹Ì¼ú¼ Çö´ë ȸȱîÁö¡¦35Á¡ ÃÖÃÊ °ø°³"
Travel & Food
|
62 |
³» Áý À常ÇÑ ¾Æ½Ã¾È, 5¸íÁß 3¸í ¿ª´ë ÃÖ°í
Talk & Talk
|
91 |
Çѱ¹ 'ÆíÀúÆ®' LAÇÑÀθ¶ÄÏ ÁøÃâ
Travel & Food
|
807 |
Áö¹Ý ºÒ¾È PV ºñ»ó»çÅ¡¦³²°¡ÁÖ Ä§¼ö¡¤»ê»çÅÂ
Talk & Talk
|
275 |
¸ð±âÁö ±Ý¸® Áö¼ÓÀû Ç϶ô, ¿¬¸» 5%´ë·Î
Talk & Talk
|
296 |
100´ë ¼Ò¼ö°è ±â¾÷¡¦ÇÑÀÎ 7°³
Talk & Talk
|
305 |
¡°´Ù½Ã ½Ç¸®Äܹ븮·Î¡±¡¦ AI ¿Ç³ ¡®ÄĹ顯
Job & Work Life
|
1471 |
Çѱ¹, 3³â ¿¬¼Ó ¹Ì±¹»ê ¼Ò°í±â ÃÖ´ë ¼öÀÔ±¹
Talk & Talk
|
257 |
¿ø¼º ³ôÀº ½Ä´ç ¡®Á¤Å© ¼ö¼ö·á¡¯¡¦ °¡ÁÖ 7¿ùºÎÅÍ ±ÝÁö
Talk & Talk
|
295 |
ÇÑÀÎ À¯±ÇÀÚ 21¸¸ ¸í¡¦ Âü¿©ÇØ¾ß ¡®Ä³½ºÆà º¸Æ®¡¯ ÆÄ¿ö
Talk & Talk
|
731 |
"Å×½½¶ó »çÀ̹öÆ®·°, µÎ ´Þ ¸¸¿¡ ³ì½¼ ÀÚ±¹"¡¦ÀϺΠÂ÷ÁÖ ºÒ¸¸
Talk & Talk
|
156 |
¡°°ÅºÁ, ¹Ì±¹ ħü ¾È¿ÀÀݾơ±¡¦ÀÌ°Ç ¡®¿ù°¡È²¼Ò¡¯ Âø°¢ÀÌ´Ù
Talk & Talk
|
184 |
À¯°¡±Þµî ¸·Àº ¹Ì±¹ ¼ÎÀÏ ¿ÀÀÏ ºÕ '½Ãµé'¡¦"¼ºÀå °¡´É¼º »ç¶óÁ®"
Talk & Talk
|
797 |
LP À̾î VHSÅ×ÀÌÇÁµµ ¶á´Ù
Talk & Talk
|
162 |
IRS, ¼¼±Ý ¹Ì³³ 370¸¸¸í¿¡ Ãß¡ ¼ÇÑ ¹ß¼Û
Work in U.S.
|
676 |
Áß±¹°è ¹ÐÀÔ±¹ »ç»ó ÃÖ´Ù ´ëºÎºÐ ¡°µ· ¹ú·¯ ¹Ì±¹Çࡱ
Talk & Talk
|
729 |
LA 1³â 2992ºÒÀ¦ÀÚµ¿Â÷ º¸Çè ¶Ç ¿À¸¥´Ù
Talk & Talk
|
55 |
Æø¿ì¿¡ ¡°¶¥ÀÌ ¿¸®°í ÀÖ´Ù¡± ´ëÇÇ °æ°í
Talk & Talk
|
65 |
¹Î°£ ù ´ÞÂø·ú¼± ¹ß»ç ¼º°ø ¡®¼øÇ×Áß¡¯
Talk & Talk
|
1838 |
¡®ÀΰøÁö´É ÀÌ¿ë ÆäÀ̽ººÏ »ç±â¡¯ ±â½Â¡¦¡°¸ñ¼Ò¸®¡¤¾ó±¼ ¶È°°¾Æ ¼Ó±â ½Ê»ó¡±
Talk & Talk
|
562 |
¿©¸§¹ãÀÇ ÇÒ¸®¿ôº¸¿ï¡¦¡®Ç ¸Ç½Ã´Ï¡¯ ¼±À²¿¡ ¹°µç´Ù
Travel & Food
|
2109 |
¡°ÆÒµ¥¹Í ÀÌÈÄ ÀþÀºÃþ ÀÚ»êÁõ°¡À² ÃÖ°í¡±
Talk & Talk
|
814 |
½Å±Ô ½Ç¾÷¼ö´ç û±¸ 21¸¸2,000°Ç
Job & Work Life
|
928 |
1¿ù ¼Ò¸ÅÆǸŠ7,003¾ï´Þ·¯¡¦ Àü¿ù´ëºñ 0.8% Ç϶ô
Talk & Talk
|
648 |
¡®°¡ÁÖ ¼¼´ë 15%¸¸ ÁÖÅñ¸ÀÔ ÀçÁ¤´É·Â °®Ã硯
Talk & Talk
|
300 |
¼ÒÁÖ '»õ·Î' °í°´°¨»ç Çà»ç¡¦2~3¿ù ÄÚ¸®¾ÆŸ¿îÇöóÀÚ
Talk & Talk
|
1093 |
¿Ã½ºÅ×ÀÌÆ® ÀÚµ¿Â÷ º¸Çè ½Å±Ô °¡ÀÔ Àç°³¡¦°¡ÁÖ, ¿äÀ² 30% Àλó ½ÂÀÎ
Talk & Talk
|
272 |