ÃÊ°úÀÎÃâ·ÀÜ°íºÎÁ· ÀÌÀ¯·Î û±¸
±â¾÷µéÀÌ ±×µ¿¾È ºÎ´çÇÏ°Ô Ã¬±ä Á¤Å© ¼ö¼ö·á 1¾ï4000¸¸ ´Þ·¯¸¦ °í°´¿¡°Ô µ¹·ÁÁÙ ¿¹Á¤ÀÌ´Ù.
¼ÒºñÀÚ±ÝÀ¶º¸È£±¹(CFPB)Àº Áö³ 11ÀÏ ÀºÇàÀ» Æ÷ÇÔÇÑ ´Ù¼öÀÇ ±â¾÷ÀÌ ±×°£ °í°´¿¡°Ô ºÎ°¡ ¼ºñ½º ºñ¿ë µîÀ» ÅëÇØ ºÎ´çÇÏ°Ô ÃëµæÇÑ 1¾ï4000¸¸ ´Þ·¯ ±Ô¸ðÀÇ Á¤Å© ¼ö¼ö·á¸¦ ȯºÒÇÑ´Ù°í ¹àÇû´Ù.
ÀÌ Áß ´ëºÎºÐÀÎ 1¾ï2000¸¸ ´Þ·¯°¡ ÃÊ°úÀÎÃâ(overdraft)°ú ÀÜ°íºÎÁ·(NSF)À¸·Î û±¸µÈ ¼ö¼ö·á¿´´Ù.
ÀÌ¿Ü¿¡µµ ±ÝÀ¶ ¾÷üµé°ú ±â¾÷µéÀº »çÀü °íÁöÇÏÁö ¾ÊÀº ¿¹±Ý °èÁ °ü·Ã ¼ºñ½º Â÷Áö, µ¿ÀǾøÀÌ »©°£ ¼Û±Ý ¼ö¼ö·á µîÀÇ ¹æ¹ýÀ¸·Î Á¤Å© ¼ö¼ö·á¸¦ ì°å´Ù°í CFPB°¡ ÀüÇß´Ù. ÀÌ´Â ÇàÁ¤ºÎ°¡ °·ÂÈ÷ ÃßÁø ÁßÀÎ Á¤Å© ¼ö¼ö·á ÆóÁö Á¤Ã¥¿¡ µû¸¥ Á¶Ä¡´Ù.
À̳¯ Á¶ ¹ÙÀÌµç ´ëÅë·ÉÀº “Á¤Å© ¼ö¼ö·á ¶§¹®¿¡ ¼ÒºñÀÚµéÀÌ ¿ø·¡ ºñ¿ëº¸´Ù 20%¸¦ ´õ ¸¹ÀÌ ÁöºÒÇÏ°Ô µÈ´Ù”¸ç “ÀÌ´Â ¼ÒºñÀÚ»Ó¸¸ ¾Æ´Ï¶ó ´Ù¸¥ Á¤Á÷ÇÑ »ç¾÷Áֵ鿡°Ôµµ ÇÇÇظ¦ ÁØ´Ù”°í ÁöÀûÇß´Ù. ÀÌ¾î ±×´Â “¿¬¹æ°Å·¡À§¿øȸ(FTC)¿Í CFPB´Â ¼·Î Çù·ÂÇؼ ´õ °·ÂÇÏ°Ô Á¤Å© ¼ö¼ö·á¿¡ ´ëÀÀÇÒ ÇÒ °Í”À̶ó°í µ¡ºÙ¿´´Ù.
FTC´Â ±â¾÷µéÀÌ ¼ö¼ö·á¸¦ ¸ðµÎ Æ÷ÇÔÇÑ °¡°ÝÀ» ¼ÒºñÀÚ¿¡°Ô ¹Ì¸® ¾Ë¸®µµ·Ï Àǹ«ÈÇÏ´Â ¹æ¾ÈÀ» ÃßÁøÇÏ°í ÀÖ´Ù. CFPBµµ °èÁ Àܾ×À̳ª ´ëÃâ »óȯ¾× Á¶È¸, ´Ù¸¥ ¼ºñ½º ½ÅûÀ» À§ÇÑ °èÁ Á¤º¸ Á¦°ø µî¿¡ ´ëÇØ ´ëÇü ÀºÇà ¹× Å©·¹µ÷À¯´Ï¿ÂÀÌ ¼ö¼ö·á¸¦ ºÎ°úÇÏ´Â °ÍÀ» ±ÝÁöÇÒ °èȹÀÌ´Ù. ±â¾÷ÀÌ À̸¦ À§¹ÝÇÏ¸é ¼ÒºñÀÚ´Â ºÎ´çÇÏ°Ô ºÎ°úµÈ ¼ö¼ö·á¸¦ ȯºÒ¹ÞÀ» ¼ö ÀÖ´Ù. ÀÌ ¾ÈÀº 60ÀÏ°£ÀÇ Á¶Á¤±â°£À» °ÅÃļ ÃÖÁ¾ È®Á¤µÈ´Ù.
ÇÑÆí CFPB¿¡ ÀÇÇϸé ÀÌ °°Àº Á¤Ã¥À¸·Î ÀÎÇØ ÀÚ»ê ±Ô¸ð°¡ 100¾ï ´Þ·¯ ÀÌ»óÀÎ ÀºÇàÀÇ ¾à 3ºÐÀÇ 2°¡ ÃÖ±Ù ÀÜ°íºÎÁ· ¼ö¼ö·á¸¦ Àü¸é ÆóÁöÇß´Ù. À̸¦ ÅëÇØ ¼ÒºñÀÚµéÀº ¿¬°£ 20¾ï ´Þ·¯°¡·®À» ¾Æ³¥ ¼ö ÀÖ´Ù.
Ãâó : ¹ÌÁÖÁß¾ÓÀϺ¸
|
||||||||||
Title | View |
Ãë¾÷ Àü¿¡ ¾Èº¸¸é ¹«Á¶°Ç ÈÄȸÇÏ´Â ¿µ»ó
|
09/03/2024 |
Part-time °Ô½ÃÆÇ °øÁö»çÇ×
|
02/12/2021 |
ÀͽºÇÁ·¹½º ·¹ÀÎ ¹ú±Ý ÆóÁö, ÆнºÆ®·¢ ±â±â ¾ø¾îµµ ÀÌ¿ë
U.S. Life & Tips
|
1270 |
Áß´ë ¹üÁË ¾ø´Â Àå±â °ÅÁÖ À̹ÎÀÚ ´ë»ó ºÒüÀÚ ´Ü¼Ó ¿ÏÈ´Â ¡®Àû¹ý¡¯
Talk & Talk
|
2313 |
¡°¿ìÆíÀ¸·Î üũ º¸³»Áö ¸¶¼¼¿ä¡±
U.S. Life & Tips
|
2091 |
¿»·± \"Ú¸ÀºÇàµé Ãß°¡ ÇÕº´ ¿¹»ó¡¦»ó¾÷¿ë ºÎµ¿»ê ¹®Á¦ °ü¸®°¡´É\"
Talk & Talk
|
1835 |
¾Æ½Ã¾Æ ¹«¿ª ºÎÁøÀÌ Ú¸ ÀÎÇ÷¹ ¿ÏÈ¡¦\"¼¼°èÈ È²±Ý½Ã´ë ³¡³µ´Ù\"
Talk & Talk
|
2411 |
¹Ì±¹, 18³â¸¸¿¡ ´Ù½Ã Çѱ¹ ÃÖ´ë ¼öÃâ±¹
Talk & Talk
|
2540 |
°¡ÁֹΠ40% ¡°°í¹°°¡¿¡ Å»°¡ÁÖ °í·Á¡±
Talk & Talk
|
1710 |
ºÒ¹ý À̹ÎÀÚ 85¸¸¸í »ç»ó ÃÖ´Ù¡¦Çѱ¹ÀÎÀº 4000¿©¸í Áý°è
Talk & Talk
|
1064 |
¿Ü½Äºñ°¡ ±×·Î¼¸® Ãß¿ùÇß´Ù¡¦½Ä´ç, Äڷγª ħü ȸº¹
Travel & Food
|
1639 |
·±Ä¡½ºÆä¼ÈÀÌ µ¹¾Æ¿Ô´Ù
Travel & Food
|
1778 |
ŸÀÓ, 100´ë ¿µÇâ·Â ±â¾÷ »ï¼º¡¤±â¾Æ¡¤SK µî Æ÷ÇÔ
Job & Work Life
|
5329 |
½Ç¾÷¼ö´ç û±¸ 26¸¸4,000°ÇÀ¸·Î Áõ°¡
Job & Work Life
|
6101 |
±Ý¸®¡¤¹°°¡¡¦ ÆÒµ¥¹Í ÀºÅðÀÚµé µ¹¾Æ¿Â´Ù
Job & Work Life
|
5293 |
Àß ³ª°¡´ø ½Ç¸®Äܹ븮 °ø½Ç·ü ±ÞÁõ
Job & Work Life
|
6016 |
¡°Áý »ç±â ³Ê¹« Èûµé´Ù¡± ÀÌÀÚ Ç϶ô¿¡µµ ¸Å¹°¡é
Talk & Talk
|
4946 |
¡°ÁÖ 3ȸ Àǹ« Ãâ±Ù¡±¡¦ ÀçÅñٹ«¿Í ½Î¿ì´Â ±â¾÷µé
Job & Work Life
|
5529 |
¹«·á Ç×°ø±Ç¡¤¾÷±×·¹ÀÌµå ¡®ÇÏ´ÃÀÇ º°µû±â¡¯
Travel & Food
|
6763 |
³Ê¹« Àý½ÇÇصµ ±¸Á÷ ¿ªÈ¿°ú¡¦Ã¤¿ë ÀÎÅͺä Àß ÇÏ´Â ¹ý
Job Interview & Resume
|
5657 |
´Ä¾î°¡´Â ¹Ì±¹¡¦Áö³ÇØ ÁßÀ§¿¬·É 38.9¼¼ \'¿ª´ë ÃÖ°í\'
Talk & Talk
|
6057 |
¹è¾ç ´ß°í±â ÆǸŠ½ÂÀΡ¦½ºÅ¸Æ®¾÷ 2°÷¼ »ý»ê
Travel & Food
|
7102 |
[7¿ùºÎÅÍ ¹Ù²î´Â °¡ÁÖ¹ý] Àü°ú ±â·Ï ºñ°ø°³¡¤Á¢±Ù±ÝÁö ¿Â¶óÀÎ ½Åû
U.S. Life & Tips
|
5041 |
³²°¡ÁÖ ·¹Àú¡¤°ü±¤¾÷ ȸº¹¡¦ ÀÏÀÚ¸® 43¸¸°³ Áõ°¡
Job & Work Life
|
4249 |
¡°¾Õ¿¡¼ ¹ú°í µÚ¿¡¼ ¼ÕÇØ¡±¡¦¾÷°è ¡®¹ÝÇ°°úÀÇ ÀüÀ
Talk & Talk
|
2479 |
Äڷγª ¿ø°Ý¼ö¾÷ ¼¼´ë Çз ÀúÇÏ
Talk & Talk
|
2881 |
¹Ý·Á°ß Àü¼¼±â ¶ß°í ÆÐÅ°Áö¿©Ç൵¡¦¸ÛÁý»çµµ ´ó´óÀ̵µ ½Å³µ´Ù
Travel & Food
|
3885 |
¿Ã ¾Æ¸¶Á¸ ÇÁ¶óÀÓµ¥ÀÌ, ȸ¿ø ÃÊû ¼ºñ½º ù¼±
U.S. Life & Tips
|
5496 |
7¸¸1000ºÒ ¹ú¾îµµ »ýÈ°ºñ 1¸¸4000ºÒ ºÎÁ·
Talk & Talk
|
4878 |
1³â»õ 15.5% ±Þµî¡¦Â÷ º¸Çè Àý¾à ¾È°£Èû
U.S. Life & Tips
|
4879 |
\"¹®Á¦´Â Àü°øÀ̾ß, ´ëÇÐ °£ÆÇÀÌ ¾Æ´Ï°í\"¡¦Ä¿¹Â´ÏƼ Ä®¸®Áöµµ 10¸¸ºÒ ÀÌ»ó
College Life
|
3731 |
¹Ì±¹ Á÷ÀåÀÎ ½ºÆ®·¹½º ¡®¼¼°è ÃÖ°í¡¯
Job & Work Life
|
4161 |
¡°³²¾Æµµ´Â LA ´Ù¿îŸ¿î °Ç¹°µé¡¦ °ÅÁÖ¿ë ÀüȯÇؾߡ±
Talk & Talk
|
3875 |
¡°Á÷¿ø, Àýµµ¹æÁö ¾÷¹« ÅõÀÔ±ÝÁö¡±
Job & Work Life
|
2090 |
ŸÁÖ µµ½Ãµé, ÀçÅñٹ« °¡ÁÖ ³ëµ¿ÀÚ¿¡ ¡®·¯ºêÄÝ¡¯
Job & Work Life
|
4663 |
LA 3³â ¿¬¼Ó ÃÖ¾ÇÀÇ \'¸ð±â µµ½Ã\'¡¦¸ð±â ¹æ¿ª ÅðÄ¡ °¡Àå ¸¹¾Æ
Talk & Talk
|
2491 |
ÆÄ¿ù \"ÀÎÇ÷¹ 2%´ë º¹±¸, °¥ ±æ ¸Ö¾î¡¦¿¬¸» Ãß°¡ ±Ý¸® Àλó\"
Talk & Talk
|
2231 |