Å©°Ôº¸±â
Á¤Å© ¼ö¼ö·á 1¾ï4õ¸¸ºÒ¡¦Á¤ºÎ, ¼ÒºñÀڵ鿡°Ô ȯºÒ
By xuuxxxx Posted: 2023-10-12 09:23:48

 

ÃÊ°úÀÎÃâ·ÀÜ°íºÎÁ· ÀÌÀ¯·Î û±¸

 

 

±â¾÷µéÀÌ ±×µ¿¾È ºÎ´çÇÏ°Ô Ã¬±ä Á¤Å© ¼ö¼ö·á 1¾ï4000¸¸ ´Þ·¯¸¦ °í°´¿¡°Ô µ¹·ÁÁÙ ¿¹Á¤ÀÌ´Ù.
 
¼ÒºñÀÚ±ÝÀ¶º¸È£±¹(CFPB)Àº Áö³­ 11ÀÏ ÀºÇàÀ» Æ÷ÇÔÇÑ ´Ù¼öÀÇ ±â¾÷ÀÌ ±×°£ °í°´¿¡°Ô ºÎ°¡ ¼­ºñ½º ºñ¿ë µîÀ» ÅëÇØ ºÎ´çÇÏ°Ô ÃëµæÇÑ 1¾ï4000¸¸ ´Þ·¯ ±Ô¸ðÀÇ Á¤Å© ¼ö¼ö·á¸¦ ȯºÒÇÑ´Ù°í ¹àÇû´Ù.
 
ÀÌ Áß ´ëºÎºÐÀÎ 1¾ï2000¸¸ ´Þ·¯°¡ ÃÊ°úÀÎÃâ(overdraft)°ú ÀÜ°íºÎÁ·(NSF)À¸·Î û±¸µÈ ¼ö¼ö·á¿´´Ù.
 
ÀÌ¿Ü¿¡µµ ±ÝÀ¶ ¾÷üµé°ú ±â¾÷µéÀº »çÀü °íÁöÇÏÁö ¾ÊÀº ¿¹±Ý °èÁ °ü·Ã ¼­ºñ½º Â÷Áö, µ¿ÀǾøÀÌ »©°£ ¼Û±Ý ¼ö¼ö·á µîÀÇ ¹æ¹ýÀ¸·Î Á¤Å© ¼ö¼ö·á¸¦ ì°å´Ù°í CFPB°¡ ÀüÇß´Ù. ÀÌ´Â ÇàÁ¤ºÎ°¡ °­·ÂÈ÷ ÃßÁø ÁßÀÎ Á¤Å© ¼ö¼ö·á ÆóÁö Á¤Ã¥¿¡ µû¸¥ Á¶Ä¡´Ù.  

 

À̳¯ Á¶ ¹ÙÀÌµç ´ëÅë·ÉÀº “Á¤Å© ¼ö¼ö·á ¶§¹®¿¡ ¼ÒºñÀÚµéÀÌ ¿ø·¡ ºñ¿ëº¸´Ù 20%¸¦ ´õ ¸¹ÀÌ ÁöºÒÇÏ°Ô µÈ´Ù”¸ç “ÀÌ´Â ¼ÒºñÀÚ»Ó¸¸ ¾Æ´Ï¶ó ´Ù¸¥ Á¤Á÷ÇÑ »ç¾÷Áֵ鿡°Ôµµ ÇÇÇظ¦ ÁØ´Ù”°í ÁöÀûÇß´Ù. ÀÌ¾î ±×´Â “¿¬¹æ°Å·¡À§¿øȸ(FTC)¿Í CFPB´Â ¼­·Î Çù·ÂÇؼ­ ´õ °­·ÂÇÏ°Ô Á¤Å© ¼ö¼ö·á¿¡ ´ëÀÀÇÒ ÇÒ °Í”À̶ó°í µ¡ºÙ¿´´Ù.
 
FTC´Â ±â¾÷µéÀÌ ¼ö¼ö·á¸¦ ¸ðµÎ Æ÷ÇÔÇÑ °¡°ÝÀ» ¼ÒºñÀÚ¿¡°Ô ¹Ì¸® ¾Ë¸®µµ·Ï Àǹ«È­ÇÏ´Â ¹æ¾ÈÀ» ÃßÁøÇÏ°í ÀÖ´Ù. CFPBµµ °èÁ Àܾ×À̳ª ´ëÃâ »óȯ¾× Á¶È¸, ´Ù¸¥ ¼­ºñ½º ½ÅûÀ» À§ÇÑ °èÁ Á¤º¸ Á¦°ø µî¿¡ ´ëÇØ ´ëÇü ÀºÇà ¹× Å©·¹µ÷À¯´Ï¿ÂÀÌ ¼ö¼ö·á¸¦ ºÎ°úÇÏ´Â °ÍÀ» ±ÝÁöÇÒ °èȹÀÌ´Ù. ±â¾÷ÀÌ À̸¦ À§¹ÝÇÏ¸é ¼ÒºñÀÚ´Â ºÎ´çÇÏ°Ô ºÎ°úµÈ ¼ö¼ö·á¸¦ ȯºÒ¹ÞÀ» ¼ö ÀÖ´Ù. ÀÌ ¾ÈÀº 60ÀÏ°£ÀÇ Á¶Á¤±â°£À» °ÅÃļ­ ÃÖÁ¾ È®Á¤µÈ´Ù.  
 
ÇÑÆí CFPB¿¡ ÀÇÇϸé ÀÌ °°Àº Á¤Ã¥À¸·Î ÀÎÇØ ÀÚ»ê ±Ô¸ð°¡ 100¾ï ´Þ·¯ ÀÌ»óÀÎ ÀºÇàÀÇ ¾à 3ºÐÀÇ 2°¡ ÃÖ±Ù ÀÜ°íºÎÁ· ¼ö¼ö·á¸¦ Àü¸é ÆóÁöÇß´Ù. À̸¦ ÅëÇØ ¼ÒºñÀÚµéÀº ¿¬°£ 20¾ï ´Þ·¯°¡·®À» ¾Æ³¥ ¼ö ÀÖ´Ù.

 

 

Ãâó : ¹ÌÁÖÁß¾ÓÀϺ¸


 

Title View
[°øÁö] Ãë¾÷ Àü¿¡ ¾Èº¸¸é ¹«Á¶°Ç ÈÄȸÇÏ´Â ¿µ»ó
09/03/2024
[°øÁö] Part-time °Ô½ÃÆÇ °øÁö»çÇ×
02/12/2021
»ç¹«½Ç Ãâ±Ù Çã¿ë, ÇÏÁö¸¸ ¹é½ÅÁ¢Á¾ ¿©ºÎ ȸ»ç¿¡ º¸°í ÇÊ¿ä
Job & Work Life
6139
»ç¿ì½º¿þ½ºÆ® Ç×°ø»ç À̺¥Æ®, Ç×°ø±Ç 50% ÇÒÀÎ
Travel & Food
7281
7¿ù 1ÀÏ ÀÌÈÄ Çѱ¹ ¹æ¹® ÇÑ´Ù¸é ²À ¾Ë¾Æ¾ß ÇÒ Á¡µé
Travel & Food
6346
ÃÑ¿µ»ç°ü, \'Çѱ¹ ÀÚ°¡°Ý¸® ¸éÁ¦\'¸¦ À§ÇÑ Á¶°Ç
U.S. Life & Tips
6553
ÀÌÁ¦ ¹é½ÅÁ¢Á¾ ¹ÞÀ¸¸é µðÁöÅÐ ¹é½Å Ä«µå ¹Þ´Â´Ù
Live Updates (COVID-19, etc.)
6402
¹Ì ÅõÀÚÀ̹ΠEB-5 Á¦µµ, ¿¬Àå ºÒÈ®½Ç
Visa,Green Card,Citizenship
7099
Äڷγª ÀÌÈÄ ¾ø¾îÁö´Â ±ÔÁ¤, À¯ÁöµÇ´Â ±ÔÁ¤
Live Updates (COVID-19, etc.)
6496
ÀÚ¹ßÀû ÅðÁ÷ÀÚ ±ÞÁõ
U.S. Life & Tips
6757
ÀÎÅÏ½Ê ½ÃÀÛÇϱâ Àü¿¡ ¾Ë¾Æ¾ß ÇÒ 10°¡Áö 1
Internship & OPT
7839
Liberal Studies Àü°øÇÏ¸é ²À ±³»ç¸¸ µÇ¾ßÇϳª¿ä?
College Life
6885
FAFSA¿¡ ´ëÇÑ Æí°ß°ú »ç½Ç
College Life
6288
Àεµ¹ß º¯ÀÌ ¹ÙÀÌ·¯½º 90% º¸È£È¿°ú ¹Þ´Â¹ý
Live Updates (COVID-19, etc.)
6628
ÀÌÁ¦ Á÷Àå¿¡¼­µµ ¸¶½ºÅ© ¹þ¾îµµ µÈ´Ù
Job & Work Life
6253
Àü FDA ±¹Àå °æ°í.. ¹Ì±¹¿¡¼­ µ¨Å¸º¯ÀÌ ºü¸£°Ô È®»êÁß
Live Updates (COVID-19, etc.)
3918
¿µÁÖ±Ç Æ÷±âÇÑ ÈÄ¿¡ ¹Ì±¹ ÀçÀÔ±¹ °¡´ÉÇÑ°¡¿ä?
Visa,Green Card,Citizenship
4231
¿µÁÖ±Ç ´ë±âÀÚÀÇ ³ëµ¿Çã°¡(EAD) ±âÇÑ 2³âÀ¸·Î ¿¬Àå
Visa,Green Card,Citizenship
6798
¹é½Å 1Â÷¸Â°í Çѱ¹°¡µµ ÀÚ°¡°Ý¸® Ç®¸®³ª¿ä? 1
Talk & Talk
7114
ÅõÀÚÀ̹ΠE-2 ºñÀÚ ¿µÁÖ±Ç ¿¬°è ¶óÀÌºê ¼¼¹Ì³ª
Visa,Green Card,Citizenship
7523
³»ÀϺÎÅÍ Ä¶¸®Æ÷´Ï¾Æ 100% Àü¸é Àç°³¹æ
Live Updates (COVID-19, etc.)
6749
»õ·Î¿î Äڷγª ¹é½Å \"NOVAVAX\", ¿¹¹æÈ¿°ú 90%
Live Updates (COVID-19, etc.)
5783
º¯È£»ç, ÀÌ·²·Á°í ½ÃÅ°·Á´Â°Ç°¡?
Job & Work Life
6360
À¯Çлý, ¹Ì±¹Àε鵵 ¹é½Å ¸ÂÀ¸¸é, ÀÚ°¡°Ý¸® \"¿ÏÀü ÇØÁ¦\"
U.S. Life & Tips
7617
¹Ì±¹ º¸Çè°è¸®»ç Actuary
Job & Work Life
10737
¸ñÇ¥ ´Þ¼º·üÀ» ³ôÀÌ´Â ÇÏ·çÀÇ ÀÛÀº ½Çõ¹æ¹ý 8°¡Áö
U.S. Life & Tips
3601
½ÈÀº ¼Ò¸® Çö¸íÇÏ°Ô µè´Â ¹æ¹ý
U.S. Life & Tips
4480
30%ÀÇ °¨Á¤ Ç¥Çö ¹æ¹ýÀ» Å͵æÇÏÀÚ
Talk & Talk
7670
¸éÁ¢½Ã Áö¿øµ¿±â¿¡ ´ëÇÑ ´äº¯ÀÌ ¾î·Á¿î 7°¡Áö ÀÌÀ¯
Job Interview & Resume
8227
¸éÁ¢°üÀ» ½Å°æ ¾²ÀÌ°Ô ¸¸µå´Â ŵµ 10
Job Interview & Resume
7572
°³¼Ö¸° 1°¶·±¿¡ ¼¼±Ý¸¸ 51. 5¼¾Æ®, ´ÙÀ½ ´ÞºÎÅÍ ¶Ç Àλó
Talk & Talk
6867
¿¬¹æÀÇȸ ÀºÅðÇ÷£ ÇýÅà Ȯ´ë ÃßÁø
U.S. Life & Tips
6129
¼ÖÆ° È£ Áö¿ª 1000¿©°Ç ¿¬¼âÁöÁø¡¦24½Ã°£ µ¿¾È 2~5ºÐ¿¡ ÇÑ ¹ø
U.S. Life & Tips
6857
¹ë¸® ÀϽÄÁý ½º½Ã¼ÎÇÁ/¼­¹ö ±¸ÇÕ´Ï´Ù
Part Time Jobs
400
PPT ¸¸µé¶§ À¯¿ëÇÑ »çÀÌÆ® ÃßõÇØÁÖ¼¼¿ä! 1
Talk & Talk
7899
Ķ¸®Æ÷´Ï¾Æ, ¿¬¹æ½Ç¾÷¼ö´ç 9¿ù 6ÀϱîÁö Áö±Þ
Job & Work Life
8315
LAUSD ±³»çµé¿¡°Ô Àú·ÅÇÑ ÁÖÅà Á¦°ø
U.S. Life & Tips
6064