Å©°Ôº¸±â
Á¤Å© ¼ö¼ö·á 1¾ï4õ¸¸ºÒ¡¦Á¤ºÎ, ¼ÒºñÀڵ鿡°Ô ȯºÒ
By xuuxxxx Posted: 2023-10-12 09:23:48

 

ÃÊ°úÀÎÃâ·ÀÜ°íºÎÁ· ÀÌÀ¯·Î û±¸

 

 

±â¾÷µéÀÌ ±×µ¿¾È ºÎ´çÇÏ°Ô Ã¬±ä Á¤Å© ¼ö¼ö·á 1¾ï4000¸¸ ´Þ·¯¸¦ °í°´¿¡°Ô µ¹·ÁÁÙ ¿¹Á¤ÀÌ´Ù.
 
¼ÒºñÀÚ±ÝÀ¶º¸È£±¹(CFPB)Àº Áö³­ 11ÀÏ ÀºÇàÀ» Æ÷ÇÔÇÑ ´Ù¼öÀÇ ±â¾÷ÀÌ ±×°£ °í°´¿¡°Ô ºÎ°¡ ¼­ºñ½º ºñ¿ë µîÀ» ÅëÇØ ºÎ´çÇÏ°Ô ÃëµæÇÑ 1¾ï4000¸¸ ´Þ·¯ ±Ô¸ðÀÇ Á¤Å© ¼ö¼ö·á¸¦ ȯºÒÇÑ´Ù°í ¹àÇû´Ù.
 
ÀÌ Áß ´ëºÎºÐÀÎ 1¾ï2000¸¸ ´Þ·¯°¡ ÃÊ°úÀÎÃâ(overdraft)°ú ÀÜ°íºÎÁ·(NSF)À¸·Î û±¸µÈ ¼ö¼ö·á¿´´Ù.
 
ÀÌ¿Ü¿¡µµ ±ÝÀ¶ ¾÷üµé°ú ±â¾÷µéÀº »çÀü °íÁöÇÏÁö ¾ÊÀº ¿¹±Ý °èÁ °ü·Ã ¼­ºñ½º Â÷Áö, µ¿ÀǾøÀÌ »©°£ ¼Û±Ý ¼ö¼ö·á µîÀÇ ¹æ¹ýÀ¸·Î Á¤Å© ¼ö¼ö·á¸¦ ì°å´Ù°í CFPB°¡ ÀüÇß´Ù. ÀÌ´Â ÇàÁ¤ºÎ°¡ °­·ÂÈ÷ ÃßÁø ÁßÀÎ Á¤Å© ¼ö¼ö·á ÆóÁö Á¤Ã¥¿¡ µû¸¥ Á¶Ä¡´Ù.  

 

À̳¯ Á¶ ¹ÙÀÌµç ´ëÅë·ÉÀº “Á¤Å© ¼ö¼ö·á ¶§¹®¿¡ ¼ÒºñÀÚµéÀÌ ¿ø·¡ ºñ¿ëº¸´Ù 20%¸¦ ´õ ¸¹ÀÌ ÁöºÒÇÏ°Ô µÈ´Ù”¸ç “ÀÌ´Â ¼ÒºñÀÚ»Ó¸¸ ¾Æ´Ï¶ó ´Ù¸¥ Á¤Á÷ÇÑ »ç¾÷Áֵ鿡°Ôµµ ÇÇÇظ¦ ÁØ´Ù”°í ÁöÀûÇß´Ù. ÀÌ¾î ±×´Â “¿¬¹æ°Å·¡À§¿øȸ(FTC)¿Í CFPB´Â ¼­·Î Çù·ÂÇؼ­ ´õ °­·ÂÇÏ°Ô Á¤Å© ¼ö¼ö·á¿¡ ´ëÀÀÇÒ ÇÒ °Í”À̶ó°í µ¡ºÙ¿´´Ù.
 
FTC´Â ±â¾÷µéÀÌ ¼ö¼ö·á¸¦ ¸ðµÎ Æ÷ÇÔÇÑ °¡°ÝÀ» ¼ÒºñÀÚ¿¡°Ô ¹Ì¸® ¾Ë¸®µµ·Ï Àǹ«È­ÇÏ´Â ¹æ¾ÈÀ» ÃßÁøÇÏ°í ÀÖ´Ù. CFPBµµ °èÁ Àܾ×À̳ª ´ëÃâ »óȯ¾× Á¶È¸, ´Ù¸¥ ¼­ºñ½º ½ÅûÀ» À§ÇÑ °èÁ Á¤º¸ Á¦°ø µî¿¡ ´ëÇØ ´ëÇü ÀºÇà ¹× Å©·¹µ÷À¯´Ï¿ÂÀÌ ¼ö¼ö·á¸¦ ºÎ°úÇÏ´Â °ÍÀ» ±ÝÁöÇÒ °èȹÀÌ´Ù. ±â¾÷ÀÌ À̸¦ À§¹ÝÇÏ¸é ¼ÒºñÀÚ´Â ºÎ´çÇÏ°Ô ºÎ°úµÈ ¼ö¼ö·á¸¦ ȯºÒ¹ÞÀ» ¼ö ÀÖ´Ù. ÀÌ ¾ÈÀº 60ÀÏ°£ÀÇ Á¶Á¤±â°£À» °ÅÃļ­ ÃÖÁ¾ È®Á¤µÈ´Ù.  
 
ÇÑÆí CFPB¿¡ ÀÇÇϸé ÀÌ °°Àº Á¤Ã¥À¸·Î ÀÎÇØ ÀÚ»ê ±Ô¸ð°¡ 100¾ï ´Þ·¯ ÀÌ»óÀÎ ÀºÇàÀÇ ¾à 3ºÐÀÇ 2°¡ ÃÖ±Ù ÀÜ°íºÎÁ· ¼ö¼ö·á¸¦ Àü¸é ÆóÁöÇß´Ù. À̸¦ ÅëÇØ ¼ÒºñÀÚµéÀº ¿¬°£ 20¾ï ´Þ·¯°¡·®À» ¾Æ³¥ ¼ö ÀÖ´Ù.

 

 

Ãâó : ¹ÌÁÖÁß¾ÓÀϺ¸


 

Title View
[°øÁö] Ãë¾÷ Àü¿¡ ¾Èº¸¸é ¹«Á¶°Ç ÈÄȸÇÏ´Â ¿µ»ó
09/03/2024
[°øÁö] Part-time °Ô½ÃÆÇ °øÁö»çÇ×
02/12/2021
º­·è ¸Å°³ ¡®¹ßÁø¿­¡¯ ÁÖÀǺ¸¡¦OC ¸ð±â¡¤ÇØÃæ¹æÁ¦±¹ ¹ß·É
Live Updates (COVID-19, etc.)
3240
°¡Á·¡¤Ãë¾÷À̹ΠºñÀÚ¹ß±Þ ¿ì¼±ÀÏÀÚ ÀüÁø
Visa,Green Card,Citizenship
4779
(Âü¿©½Ã ÃÖ´ë $150 Áö±Þ) UC IRVINE ¼ö¸é°ú °Ç°­ ¿¬±¸ ÇÁ·ÎÁ§Æ®¿¡¼­ Âü¿©ÀÚ¸¦ ã°í ÀÖ½À...
Part Time Jobs
2206
½Å±Ô ½Ç¾÷¼ö´ç 22¸¸°Ç, 9,000°Ç °¨¼Ò
Job & Work Life
3442
AI°¡ ¾Ñ¾Æ°£ ÀÏÀÚ¸®, ½ÇÁ¦ ´õ ¸¹¾Æ
Job & Work Life
5927
°¡°è Å©·¹µ÷Ä«µå ¿¬Ã¼À² 12³â·¡ ÃÖ°í
Talk & Talk
2368
¹°°¡ ÀâÈù´Ù´Âµ¥ ½Ä·áÇ° °¡°Ý ¿Ö ¾È ¶³¾îÁö³ª?
Talk & Talk
2299
¸Å³â µ¹¾Æ¿À´Â ¼¼±Ý º¸°í, ¹«·á·Î ÇÒ ¹æ¹ý ¾ø³ª?
Job & Work Life
2437
ÅÖ ºó ¡®Á»ºñ ¿ÀÇǽº¡¯ µæ½Ç¡¦ ¡°Àý¹Ý °¡°Ý¿¡µµ ¾È»ç¿ä¡±
Talk & Talk
2930
1960~70³â´ë Çѱ¹ ½ÇÇè¹Ì¼ú ¸¸³­´Ù
Travel & Food
3372
¿äÁò ¶ß´Â »õ Àü°øÀº \'µ¥ÀÌŸ~\' \'µðÁöÅÐ~\'
College Life
3043
Áö¹æ¼¼ ¼Òµæ°øÁ¦ »óÇÑ Çѵµ È®´ë ÃßÁø
Tax & Salary
3553
¹«·á ¼¼±Ýº¸°í ÀÌ¿ë·ü ¹Ù´Ú±Ç
Tax & Salary
6030
¸ß½ÃÄ­ Ä¡ÁÀ¯Á¦Ç° 60Á¾ ¸®ÄÝ¡¦¡®¸®Á¶·ÎÆäÁ ¸®½ºÅ׸®¾Æ °¨¿°
Talk & Talk
1241
Çѱ¹¾î, ÁÖ·ù ±³À°°è¿¡ Á¤½ÄÀ¸·Î ÁøÀÔ
Talk & Talk
1026
ÁÖÅó­ ½ÉÈ­ °¡ÁÖ¼­ º°Ã¤ Àα⠻ó½Â
Talk & Talk
1145
[FOCUS] ³²°¡ÁÖµµ ¾ðÁ¦µç È«¼ö¡¦Æø¿°¡¤È«¼ö ¹ø°¥¾Æ ¿Ã ¼öµµ
Talk & Talk
2636
¡°2³â ³Ñ°Ô ¾´ ¼ÒÆÄ Àü¾× ȯºÒ¡± ÄÚ½ºÆ®ÄÚ ÆÄ°Ý È¯ºÒ ±ÔÁ¤ È­Á¦
Talk & Talk
2255
¿¬ÁØ ¡®´ë¼±ÀÇ ÇØ¡¯ ÅëÈ­Á¤Ã¥ ¾î¶»°Ô Çϳª
Talk & Talk
3288
¿¬ÁØ, 2ºÐ±â ±Ý¸®ÀÎÇÏ¡¦ ÅõÀÚÀºÇàµé ¡®¸¸ÀåÀÏÄ¡¡¯
Talk & Talk
3234
¡°¹°°¡ Àλó, ÀÓ±Ý »ó½ÂÀ¸·Î »ó¼â¡±
Talk & Talk
3080
¡°¿Ã ij½Ã·Î Áý »ì°Ô¿ä¡±¡¦ ¡°±×·³ ³»¿ª ½Å°íÇϼ¼¿ä¡±
Talk & Talk
3347
¼öÆÛº¸¿ï ÁÖ¸» À½ÁÖ¿îÀü ´Ü¼Ó °­È­¡¦³²°¡ÁÖ Àü¿ª¼­ ¼øÂû ´Ã·Á
Talk & Talk
3211
\"AI·Î ¸¸µç ·Îº¸ÄÝÀº ºÒ¹ý\"¡¦¿¬¹æÅë½ÅÀ§ ¸¸ÀåÀÏÄ¡ °áÁ¤
Talk & Talk
2551
Çöó½ºÆ½¹é Àü¸é±ÝÁö ÃßÁø¡¦1ȸ¿ë ±ÝÁö 10³â¡¦È¿°ú ¹Ì¹Ì
Talk & Talk
2480
ºòÅ×Å©µé ¡°´õ ÁÁÀº AI ¾²·Á¸é µ·À» ³»¶ó¡±
Talk & Talk
1383
±¸±Û ¹Ùµå ¡®Á¦¹Ì³ªÀÌ¡¯·Î ¸íĪº¯°æ¡¦ÃÖ»óÀ§ ¸ðµ¨ ¡®¿ïÆ®¶ó¡¯ Ãâ½Ã
Talk & Talk
1358
¿»·± À繫 ¡°¹°°¡Àλó, Àӱݻó½ÂÀ¸·Î »ó¼â¡¦°æÁ¦, ¼±Áø±¹ ÃÖ°í¡±
Talk & Talk
2781
½Ç¾÷¼ö´ç û±¸ 21¸¸8õ°ÇÀ¸·Î °¨¼Ò¡¦ÅºÅºÇÑ ³ëµ¿½ÃÀå Áö¼Ó
Job & Work Life
6690
¸¶Äϵµ ¶Ù¾îµé¸ç ºÒºÙÀº ¡®K-º£ÀÌÄ¿¸®¡¯ °¡¸Í »ç¾÷
Travel & Food
2617
40³â°£ Ú¸´ë¼± 1¹ø »©°í ´Ù ¸ÂÃá ±³¼ö \"Áö±ÝÀº ¹ÙÀ̵çÀÌ ¾à°£...\"
Talk & Talk
2332
AT&T °¡ÁÖ À¯¼±ÀüÈ­ »ç¾÷ Á¢´Â´Ù¡¦ÄÉÀÌºí ¹è¼± À¯Áö ¿î¿µºñ ºñ½Î
Talk & Talk
1110
³ª»ç »êÇÏ JPL Á¤¸®ÇØ°í¡¦Á÷¿ø 530¸í, °è¾àÁ÷ 40¿©¸í
Job & Work Life
3613
LA¸¸ ¹Î¿ø 550°Ç¡¦³²°¡ÁÖ µµ·Î ÆÌȦ ºñ»ó
Talk & Talk
1000
\"±âÁ¸ Áý°ª º¸´Ù ÃÖ´ë 30% ½ÎÁú Àü¸Á\"
Talk & Talk
1098