Á¤Å© ¼ö¼ö·á 1¾ï4õ¸¸ºÒ¡¦Á¤ºÎ, ¼ÒºñÀڵ鿡°Ô ȯºÒ
By xuuxxxx Posted: 2023-10-12 09:23:48

 

ÃÊ°úÀÎÃâ·ÀÜ°íºÎÁ· ÀÌÀ¯·Î û±¸

 

 

±â¾÷µéÀÌ ±×µ¿¾È ºÎ´çÇÏ°Ô Ã¬±ä Á¤Å© ¼ö¼ö·á 1¾ï4000¸¸ ´Þ·¯¸¦ °í°´¿¡°Ô µ¹·ÁÁÙ ¿¹Á¤ÀÌ´Ù.
 
¼ÒºñÀÚ±ÝÀ¶º¸È£±¹(CFPB)Àº Áö³­ 11ÀÏ ÀºÇàÀ» Æ÷ÇÔÇÑ ´Ù¼öÀÇ ±â¾÷ÀÌ ±×°£ °í°´¿¡°Ô ºÎ°¡ ¼­ºñ½º ºñ¿ë µîÀ» ÅëÇØ ºÎ´çÇÏ°Ô ÃëµæÇÑ 1¾ï4000¸¸ ´Þ·¯ ±Ô¸ðÀÇ Á¤Å© ¼ö¼ö·á¸¦ ȯºÒÇÑ´Ù°í ¹àÇû´Ù.
 
ÀÌ Áß ´ëºÎºÐÀÎ 1¾ï2000¸¸ ´Þ·¯°¡ ÃÊ°úÀÎÃâ(overdraft)°ú ÀÜ°íºÎÁ·(NSF)À¸·Î û±¸µÈ ¼ö¼ö·á¿´´Ù.
 
ÀÌ¿Ü¿¡µµ ±ÝÀ¶ ¾÷üµé°ú ±â¾÷µéÀº »çÀü °íÁöÇÏÁö ¾ÊÀº ¿¹±Ý °èÁ °ü·Ã ¼­ºñ½º Â÷Áö, µ¿ÀǾøÀÌ »©°£ ¼Û±Ý ¼ö¼ö·á µîÀÇ ¹æ¹ýÀ¸·Î Á¤Å© ¼ö¼ö·á¸¦ ì°å´Ù°í CFPB°¡ ÀüÇß´Ù. ÀÌ´Â ÇàÁ¤ºÎ°¡ °­·ÂÈ÷ ÃßÁø ÁßÀÎ Á¤Å© ¼ö¼ö·á ÆóÁö Á¤Ã¥¿¡ µû¸¥ Á¶Ä¡´Ù.  

 

À̳¯ Á¶ ¹ÙÀÌµç ´ëÅë·ÉÀº “Á¤Å© ¼ö¼ö·á ¶§¹®¿¡ ¼ÒºñÀÚµéÀÌ ¿ø·¡ ºñ¿ëº¸´Ù 20%¸¦ ´õ ¸¹ÀÌ ÁöºÒÇÏ°Ô µÈ´Ù”¸ç “ÀÌ´Â ¼ÒºñÀÚ»Ó¸¸ ¾Æ´Ï¶ó ´Ù¸¥ Á¤Á÷ÇÑ »ç¾÷Áֵ鿡°Ôµµ ÇÇÇظ¦ ÁØ´Ù”°í ÁöÀûÇß´Ù. ÀÌ¾î ±×´Â “¿¬¹æ°Å·¡À§¿øȸ(FTC)¿Í CFPB´Â ¼­·Î Çù·ÂÇؼ­ ´õ °­·ÂÇÏ°Ô Á¤Å© ¼ö¼ö·á¿¡ ´ëÀÀÇÒ ÇÒ °Í”À̶ó°í µ¡ºÙ¿´´Ù.
 
FTC´Â ±â¾÷µéÀÌ ¼ö¼ö·á¸¦ ¸ðµÎ Æ÷ÇÔÇÑ °¡°ÝÀ» ¼ÒºñÀÚ¿¡°Ô ¹Ì¸® ¾Ë¸®µµ·Ï Àǹ«È­ÇÏ´Â ¹æ¾ÈÀ» ÃßÁøÇÏ°í ÀÖ´Ù. CFPBµµ °èÁ Àܾ×À̳ª ´ëÃâ »óȯ¾× Á¶È¸, ´Ù¸¥ ¼­ºñ½º ½ÅûÀ» À§ÇÑ °èÁ Á¤º¸ Á¦°ø µî¿¡ ´ëÇØ ´ëÇü ÀºÇà ¹× Å©·¹µ÷À¯´Ï¿ÂÀÌ ¼ö¼ö·á¸¦ ºÎ°úÇÏ´Â °ÍÀ» ±ÝÁöÇÒ °èȹÀÌ´Ù. ±â¾÷ÀÌ À̸¦ À§¹ÝÇÏ¸é ¼ÒºñÀÚ´Â ºÎ´çÇÏ°Ô ºÎ°úµÈ ¼ö¼ö·á¸¦ ȯºÒ¹ÞÀ» ¼ö ÀÖ´Ù. ÀÌ ¾ÈÀº 60ÀÏ°£ÀÇ Á¶Á¤±â°£À» °ÅÃļ­ ÃÖÁ¾ È®Á¤µÈ´Ù.  
 
ÇÑÆí CFPB¿¡ ÀÇÇϸé ÀÌ °°Àº Á¤Ã¥À¸·Î ÀÎÇØ ÀÚ»ê ±Ô¸ð°¡ 100¾ï ´Þ·¯ ÀÌ»óÀÎ ÀºÇàÀÇ ¾à 3ºÐÀÇ 2°¡ ÃÖ±Ù ÀÜ°íºÎÁ· ¼ö¼ö·á¸¦ Àü¸é ÆóÁöÇß´Ù. À̸¦ ÅëÇØ ¼ÒºñÀÚµéÀº ¿¬°£ 20¾ï ´Þ·¯°¡·®À» ¾Æ³¥ ¼ö ÀÖ´Ù.

 

 

Ãâó : ¹ÌÁÖÁß¾ÓÀϺ¸


 

Title View
[°øÁö] Ãë¾÷ Àü¿¡ ¾Èº¸¸é ¹«Á¶°Ç ÈÄȸÇÏ´Â ¿µ»ó
09/03/2024
[°øÁö] Part-time °Ô½ÃÆÇ °øÁö»çÇ×
02/12/2021
¸ÞŸ, °¡Â¥´º½º °¨½Ã, »èÁ¦ ³ª¼­
Talk & Talk
487
°í±Ý¸®¡¤¸Å¹° ºÎÁ·¡¤³ôÀº °¡°Ý¡¦ ÁÖÅýÃÀå ¡®»ïÁß°í¡¯
Talk & Talk
1293
¿ÃÇØ °¡ÁÖ ÁֹΠ¼¼±Ýº¸°í, 11¿ù 16ÀÏ·Î ¶Ç ¿¬±â
Tax & Salary
1207
¼Ò¼È¹Ìµð¾î ¡®»ç±â¡¯ ¿Â»ó¡¦ ÇÑÀÎ ÇÇÇØ ¡®´«µ¢ÀÌ¡¯
Talk & Talk
4628
ÄÚ½ºÆ®ÄÚ¼­ ±âÇÁƮīµå ÃæÀü ±Ý¾× ÀÌÇÏ·Î ÆǸÅ
U.S. Life & Tips
2681
Ä¡¾È¿¡µµ ºóºÎ °ÝÂ÷ ³í¶õ¡¦CCTV ¸µ, °æÂû¿¡ ÀÚµ¿ Àü¼Û
Talk & Talk
3146
°¡ÁÖ, ÀÚ¹ßÀû Åð»ç ÁÙ°í ÇØ°í´Â ´Ã¾î
Job & Work Life
1185
¼Ò¼ö°è ±â¾÷ 6000°³ Á¤ºÎ ÇýÅà »ó½Ç À§±â
Job & Work Life
1797
\"´ëÇÑÇ×°ø, EU ÇÕº´ ½ÂÀÎÀ§ÇØ ¾Æ½Ã¾Æ³ª È­¹°ºÎ¹® ¸Å°¢ Á¦¾ÈÅ°·Î\"
Talk & Talk
3171
Ú¸ °ø¿¬¡¤³îÀ̵¿»ê ÀÔÀå±Ç °¡°Ý õÁ¤ºÎÁö¡¦\'ÆÝÇ÷¹À̼Ç\' ½Ã´ë
Travel & Food
3114
¹Ì 9¿ù ¼Ò¸ÅÆǸŠ0.7% \'±ô¦\' Áõ°¡¡¦¼ÒºñµÐÈ­ ¿ì·Á ºÒ½Ä
Talk & Talk
3763
¿ÀÅä·Ð ÀÌÀÚÀ² 7.4%, 15³â ³» ÃÖ°í
Talk & Talk
3374
³» Áý À常 ½±°Ô, 10¾ïºÒ Áö¿ø
Talk & Talk
2489
¡®3% ÀÎÇ÷¹ °íÂø¡¯ ¿ì·Á¡¦ °í±Ý¸® ¿À·¡ °¡³ª
Talk & Talk
1634
¡°Æȸ®°í ö°ÅµÇ°í¡±¡¦ ¿ÀÇǽº ºÎµ¿»ê ºÒȲÀÇ ¡®Èñºñ¡¯
Talk & Talk
728
½Ç¾÷¼ö´ç û±¸ 21¸¸°Ç 4ÁÖ ¿¬¼Ó 21¸¸°Ç ÇÏȸ
Job & Work Life
2541
½ÄÇ°¡¤ÀÇ·ù¡¤Ç×°ø¡¦ ºñ¸¸ Ä¡·áÁ¦ ¿­Ç³ ÆÄ±Þ È¿°ú¿¡ ¡®ºÒ¾È¡¯
Talk & Talk
3087
¾ÆÆÄÆ® ·»Æ® º¸Áõ±Ý ÇÑ´ÞÄ¡ ÀÌ»ó ¾ÈµÈ´Ù
Talk & Talk
2603
¿ª´ë ÃÖ´ë ±Ô¸ð LA ÃÖ°íÀÇ ÃàÁ¦ Àα⠡®Æø¹ß¡¯
Talk & Talk
2757
50ÁÖ³â ÄÚ¸®¾È ÆÛ·¹ÀÌµå ¡®ÀÌ¹Î»ç »õ ÀÌÁ¤Ç¥¡¯
Talk & Talk
3965
ºñÆ®ÄÚÀÎ 50¾ï ´Þ·¯ ³Ñ°Ô º¸À¯ÇÑ ¹Ì Á¤ºÎ¡¦\'µî¶ô¿£ °ü½É ¾ø¾î\'
Talk & Talk
3232
Á¹¾÷»ý ºú ºÎ´ã ´ú¾îÁÖ·Á ´ëÇÐµé ³ª¼¹´Ù
College Life
5382
½Ä´ç ¾ß¿Ü¿µ¾÷ ¿¬À塦2026³â 7¿ù 1ÀϱîÁö
Talk & Talk
3055
¼¼±Ýº¸°í ¿À´Ã ¸¶°¨
Tax & Salary
1964
°¡ÁÖ»ê ÇÝ½Ò ÃâÇÏ, °¡°Ý 22% ÀÎÇÏ
Travel & Food
3772
ÇØ¿Ü Ã¹ °³ÃÖ ¼¼°èÇÑÀκñÁî´Ï´ëȸ ¼º·á
Talk & Talk
3315
µÞ¸¶´ç º°Ã¤ ADU¸¸ ºÐ¸®Çؼ­ °Å·¡ °¡´É
Talk & Talk
3588
³»ÀÏ ¿ÀÀü \'ºÒÀÇ °í¸®\' ±ÝȯÀÏ½Ä ³ªÅ¸³ª
Talk & Talk
1728
UCLA \'ÆíÀÔº¸Àå\' ÇÁ·Î±×·¥ °³¼³¡¦2026³âºÎÅÍ ½ÃÇà
College Life
3965
Ú¸µµ ¾öÁöô¡¦\"¹ã¿¡µµ Ãæµ¹ ¹æÁö\" °¡Àå ¾ÈÀüÇÑ Â÷ »ÌÈù Çѱ¹Â÷
Talk & Talk
1440
Ú¸, »ï¼º¡¤SK ñé°øÀå ¹ÝµµÃ¼Àåºñ ¹ÝÀÔ Çã¿ë¡¦ÀϺδ °è¼Ó \'ÅëÁ¦\'
Talk & Talk
1903
Æ÷µå ÃÖ´ë °øÀåÀ¸·Î Æľ÷ È®´ë¡¦ °æÁ¦ ½É°¢ÇÑ Å¸°Ý
Job & Work Life
2366
¡°½ºÅ¸Æ®¾÷ ¼º¡¤ÀÎÁ¾ µî ´Ù¾ç¼º Á¤º¸ °ø°³¡±
Job & Work Life
3282
¡°Ãë¾÷¡¤¿ù±Þ ÁÁ¾Æ!¡±¡¦ 2³âÁ¦ ´ëÇÐ ¡®Àα⯡¯
College Life
2731
ÀΰøÁö´É(AI)Àº ¡®Àü±â ¸Ô´Â Çϸ¶¡¯
Talk & Talk
3979