5000ºÒ ±âÁØ ÀÌÀÚ 500ºÒ ´õ
Áö¿ª ÀºÇà·Å©·¹µ÷À¯´Ï¿Â À¯¸®
´ëÇü Å©·¹µ÷Ä«µå»ç ÀÌÀÚÀ²ÀÌ ¼Ò±Ô¸ð Ä«µå»ç¿Í Å©·¹µ÷À¯´Ï¾ðº¸´Ù 8~10% ´õ ³ôÀº °ÍÀ¸·Î ³ªÅ¸³µ´Ù.
¼ÒºñÀÚ±ÝÀ¶º¸È£±¹(CFPB)Àº º¸°í¼¸¦ ÅëÇØ ´ëÇüÅ©·¹µ÷Ä«µå»ç°¡ ¼Ò±Ô¸ð Ä«µå»ç³ª Å©·¹µ÷À¯´Ï¿Â º¸´Ù ÈξÀ ´õ ³ôÀº ÀÌÀÚÀ²À» ºÎ°úÇÏ°í ÀÖ´Ù°í ¹àÇû´Ù.
¶ÇÇÑ ¼Ò±Ô¸ð Ä«µå»ç¿Í Å©·¹µ÷À¯´Ï¾ðÀÌ ´ëÇü Ä«µå»çº¸´Ù ÈξÀ ´õ ³ªÀº Å©·¹µ÷Ä«µå ÇýÅðú ÀÌÀÚÀ²À» Á¦°øÇÏ´Â °ÍÀ¸·Î ³ªÅ¸³µ´Ù.
CFPB´Â 2023³â »ó¹Ý±â µ¿¾È 84°³ ÀºÇà, 72°³ Å©·¹µ÷À¯´Ï¿Â µî 156°³ Ä«µå ¹ß±Þ»ç¿¡¼ ¹ßÇàÇÑ 643°³ Å©·¹µ÷Ä«µå¸¦ ºÐ¼®Çß´Ù.
±× °á°ú 620~719Á¡ »çÀÌ Å©·¹µ÷ Á¡¼ö°¡ ¾çÈ£ÇÑ ¼ÒºñÀÚµéÀÇ Æò±Õ ÀÌÀÚÀ²Àº ´ëÇü Å©·¹µ÷Ä«µå»ç °æ¿ì 28.2%, ¼Ò±Ô¸ð °æ¿ì 18.15%¿´´Ù. 5000´Þ·¯ ºÎä ±âÁØ ´ëÇüÄ«µå»ç °í°´Àº ¿¬°£ 400~500´Þ·¯³ª Ãß°¡ ÀÌÀÚ¸¦ ³»°í ÀÖ´Â °ÍÀ¸·Î Áý°èµÆ´Ù.
´ëÇü Å©·¹µ÷Ä«µå»ç´Â ³ôÀº ÀÌÀÚÀ²»Ó¸¸ ¾Æ´Ï¶ó ¿¬È¸ºñ¸¦ ºÎ°úÇÒ °¡´É¼ºµµ ³ô´Ù°í CFPB´Â ÁöÀûÇß´Ù.
´ëÇü Å©·¹µ÷Ä«µå»çÀÇ Ä«µå Áß 27%°¡ ¿¬È¸ºñ¸¦ ºÎ°úÇßÁö¸¸, ¼Ò±Ô¸ð ¹ß±Þ»ç´Â 9.5%¿¡ ºÒ°úÇß´Ù. ¿¬°£¼ö¼ö·áµµ ´ëÇü ¹ßÇà»ç´Â Æò±Õ 157´Þ·¯·Î ¼Ò±Ô¸ð ¹ß±Þ»ç 94´Þ·¯º¸´Ù 70%³ª ºñ½Î´Ù.
¹Ì±¹¼ÒºñÀÚ¿¬¸Í ¾Æ´ã ·¯½ºÆ® ÀÌ»ç´Â “Å©·¹µ÷Ä«µå ¹ß±Þ»çµéÀÌ º¸»ó ÇÁ·Î±×·¥°ú °¡ÀÔ º¸³Ê½º¸¦ ´ë´ëÀûÀ¸·Î È«º¸ÇÏÁö¸¸, ½ÇÁ¦ ÀÌÀÚÀ²°ú °¢Á¾ ¹ú±ÝÀº °¨Ãá´Ù”¸ç “Áö¿ª ÀºÇà°ú Å©·¹µ÷À¯´Ï¿Â¿¡ ÀüÈÇØ ÀÌÀÚÀ²°ú ÇýÅÃÀ» Àû±ØÀûÀ¸·Î ¾Ë¾ÆºÁ¾ß ÇÑ´Ù”°í Á¶¾ðÇß´Ù.
Æ÷ºê½º°¡ ¼±Á¤ÇÑ ÃÖ°í Å©·¹µ÷À¯´Ï¿Â Å©·¹µ÷Ä«µå´Â ¢º³×À̺ñ Æä´õ·² ¸ð¾î ¸®¿öµå ¾Æ¸Þ¸®Ä ÀͽºÇÁ·¹½º Ä«µå ¢ºÇ÷¡Æ¼³Ñ ¸®¿öµå ºñÀÚ ½Ã±×³×ÀÌó Ä«µå ¢ºÆæÆäµå ÆнºÆÄÀδõ ¸®¿öµå ºñÀÚ ½Ã±×³×ÀÌó Ä«µå ¢ºÆÄ¿ö ij½Ã ¸®¿öµå ºñÀÚ ½Ã±×³×ÀÌó Ä«µå ¢º³×À̺ñ Æä´õ·² ij½Ã ¸®¿öµå Å©·¹µ÷Ä«µå µîÀÌ´Ù.
Å©·¹µ÷Ä«µå ºÎä°¡ ¿ª´ë ÃÖ°íÄ¡¸¦ ±â·ÏÇÏ°í ÀÖ´Â °¡¿îµ¥ ÀÌÀÚ¿Í ¼ö¼ö·á Áõ°¡°¡ ºÎä Áõ°¡ÀÇ ¿øÀÎÀ¸·Î Áö¸ñµÇ°í ÀÖ´Ù.
´º¿å¿¬¹æÁغñÀºÇàÀÇ ÃÖ±Ù ÀÚ·á¿¡ µû¸£¸é 2023³â 4ºÐ±â Å©·¹µ÷Ä«µå ºÎä´Â 1Á¶1300¾ï ´Þ·¯·Î Àü³â µ¿±â ´ëºñ 500¾ï ´Þ·¯, Áï 4.6% Áõ°¡Çß´Ù.
Å©·¹µ÷ Ä«µå ÁöºÒ ¿¬Ã¼ ±â°£µµ ´Ã¾î³ª´Â Ãß¼¼´Ù. Å©·¹µ÷Ä«µå ºÎäÀÇ 5.4%°¡ 90ÀÏ ÀÌ»ó ¿¬Ã¼µÇ¾î 2022³â 4ºÐ±âÀÇ 4%º¸´Ù Áõ°¡Çß´Ù.
Ãâó : ¹ÌÁÖÁß¾ÓÀϺ¸
|
||||||||||
Title | View |
Ãë¾÷ Àü¿¡ ¾Èº¸¸é ¹«Á¶°Ç ÈÄȸÇÏ´Â ¿µ»ó
|
09/03/2024 |
Part-time °Ô½ÃÆÇ °øÁö»çÇ×
|
02/12/2021 |
¡°±Ý¸®ÀÎÇÏ, ¹°°¡µÐÈ È®½Å ´õ Çʿ䡱
Talk & Talk
|
974 |
5¿ù ±¸ÀΰǼö 814¸¸°Ç¡¦Àü¿ù ´ëºñ ¼ÒÆø ¹Ýµî
Job & Work Life
|
2737 |
¡®¾÷Ç÷¹À̼ǡ¯ ±â½Â¡¦ Á¦Ç° ¹Ù²Ù°í °¡°Ý¡è
Talk & Talk
|
1934 |
°í·É À¯±ÇÀÚ ±ÞÁõ¡¦¿¬±Ý µî º¹ÁöÁ¤Ã¥ ¡®º¿¹°¡¯
Talk & Talk
|
1859 |
Àç¿Ü±¹¹Î º»ÀÎ È®ÀÎ ½¬¿öÁø´Ù
U.S. Life & Tips
|
1251 |
ºÒ¹ýÀ̹ÎÀÚ Åë·Î ¸·´Â´Ù¡¦¡®³¹Î ¾²³ª¹Ì¡¯ Çؼҵdzª
Talk & Talk
|
1193 |
À½ÁÖ¿îÀü »Ñ¸®»Ì´Â´Ù¡¦ ÁÖÁ¤ºÎ ´Ü¼ÓÁö¿ø ´ëÆø °È
Talk & Talk
|
1350 |
µ¶¸³±â³äÀÏ ³²°¡ÁÖ °÷°÷¼ È·ÁÇÑ ºÒ²É³îÀÌ ÃàÁ¦
Talk & Talk
|
1613 |
°¡ÁÖ ÁÖ¸³°ø¿ø ¹«·á·Î Áñ±â¼¼¿ä
Travel & Food
|
1585 |
»ê´õ¹Ìó·³ ½×ÀÎ ID»ç±â¡¦ ³³¼¼ÀÚ´Â ±«·Î¿ö
Talk & Talk
|
1142 |
¼¼°è¿¡¼ °¡Àå ¾Æ¸§´Ù¿î ¹è LAÇ׿¡ ¿Â´Ù
Travel & Food
|
1059 |
Ķ¸®Æ÷´Ï¾Æ ½Ä´ç¡¤¼úÁýÀº Ãß°¡ ¼ö¼ö·á °è¼Ó ºÎ°ú
Talk & Talk
|
1255 |
µ¶¸³±â³äÀÏ ¿¬ÈÞ ¹ú½á ¶°³´Ù
Travel & Food
|
887 |
µ¶¸³±â³äÀÏ ¾ÕµÎ°í ºÒ¹ý ÆøÁ× ±ÞÁõ¡¦ ´ç±¹ ¡®ºñ»ó¡¯
Talk & Talk
|
917 |
LA-SF 3½Ã°£¡¦ °¡ÁÖ °í¼Óö ź·Â
Travel & Food
|
1297 |
¾Æ¸¶Á¸, µ¥ÀÌÅͼ¾ÅÍ 1,000¾ï´Þ·¯ ÅõÀÚ
Talk & Talk
|
1534 |
À¯·´¼ ·¯½Ã¾Æ °ø¹é ¸Þ¿ö¡¦¿¡³ÊÁö ÆÐ±Ç ÀâÀº ¹Ì±¹
Current Economy
|
1297 |
Àü¼¼°è »çÄ¡Ç° °¡Àå ºñ½Ñ µµ½Ã´Â ¾îµð
Talk & Talk
|
1044 |
¡®Å·´Þ·¯¡¯ Áö¼Ó¡¦ÇϹݱ⵵ °íȯÀ² Àü¸Á
Current Economy
|
829 |
¼¼°è °¢±¹, ¡®À̡̹¯ ±Ý¸®ÀÎÇÏ ´ë¼¼ Áø´Ü
Current Economy
|
1124 |
AI À¯¹ß ³ëµ¿È¥¶õ¡¤ºÒÆòµî Áõ°¡ ¡®½É°¢ÇÑ ¿ì·Á¡¯
Job & Work Life
|
2686 |
Àü±âÂ÷ ½ÃÀå¼ Å×½½¶ó Á¡À¯À² ¡®¶Ò¡¯
Talk & Talk
|
1081 |
³ëµ¿½ÃÀå ³Ã°¢¡¦ÇϹݱâ Áõ½Ã ¾ÇÀç·Î ÀÛ¿ëÇϳª
Job & Work Life
|
2205 |
°¡ÁÖ °í¿ë½ÃÀå ¡®¸Ô±¸¸§¡¯¡¦ ÀÏÀÚ¸® µÐÈ¡¤½Ç¾÷ÀÚ Áõ°¡
Job & Work Life
|
1842 |
½Ç¾÷¼ö´ç Ä«µå ¹Þ¾Æº¸´Ï ÀÜ°í°¡ \'0´Þ·¯\'
Tax & Salary
|
2035 |
Æ®·³ÇÁÀÇ Á·¼â Ǭ ´ë¹ý °áÁ¤ ³í¶õ¡¦ ¡°Á¤Àû¾Ï»ì ¸í·ÉÇصµ ¸éÃ¥?¡±
Talk & Talk
|
1689 |
°³¼Ö¸°¼¼ ¶Ç ¿Ã¶ú´Ù¡¦ 7³â¸¸¿¡ µÎ ¹è·Î
Talk & Talk
|
1698 |
ÀÚ±â Â÷ ¾È ¾²¸é 1õ´Þ·¯ µ· ÁØ´Ù
Talk & Talk
|
1513 |
¿ù±×¸°½º, ¸ÅÀå ´ë°Å Ãà¼Ò 2,000¿© °÷ Æó¼â °èȹ
Talk & Talk
|
1512 |
Çѱ¹¾î 911 ¿ä¿ø Ãæ¿ø ¡®½Ã±Þ¡¯
Talk & Talk
|
1796 |
Çѱ¹ÀÎ IQ Æò±Õ ¡®110¡¯¡¦ ¼¼°è 5À§
Talk & Talk
|
2109 |
150¸¸´Þ·¯ ±Ô¸ð ½Ç¾÷¼ö´ç »ç±â Àû¹ß
Talk & Talk
|
2021 |
¡®¿©À¯·Î¿î¡¯ Äɳ׵𡤡®¶¡ È기¡¯ ´Ð½¼¡¦¡®½Ã°è È®ÀΡ¯ ºÎ½Ãµµ
Talk & Talk
|
1950 |
2000³â ÀÌÈÄ ÃÖ°í ¼öÀÍ·ü ÀçÅ×Å©´Â?¡¦¡®ÀÌ°Í¡¯
Current Economy
|
1826 |
¡®Å·´Þ·¯¡¯¿¡ ¾Æ½Ã¾Æ ÅëÈ°¡Ä¡ ÃÖÀú
Current Economy
|
1371 |