5000ºÒ ±âÁØ ÀÌÀÚ 500ºÒ ´õ
Áö¿ª ÀºÇà·Å©·¹µ÷À¯´Ï¿Â À¯¸®
´ëÇü Å©·¹µ÷Ä«µå»ç ÀÌÀÚÀ²ÀÌ ¼Ò±Ô¸ð Ä«µå»ç¿Í Å©·¹µ÷À¯´Ï¾ðº¸´Ù 8~10% ´õ ³ôÀº °ÍÀ¸·Î ³ªÅ¸³µ´Ù.
¼ÒºñÀÚ±ÝÀ¶º¸È£±¹(CFPB)Àº º¸°í¼¸¦ ÅëÇØ ´ëÇüÅ©·¹µ÷Ä«µå»ç°¡ ¼Ò±Ô¸ð Ä«µå»ç³ª Å©·¹µ÷À¯´Ï¿Â º¸´Ù ÈξÀ ´õ ³ôÀº ÀÌÀÚÀ²À» ºÎ°úÇÏ°í ÀÖ´Ù°í ¹àÇû´Ù.
¶ÇÇÑ ¼Ò±Ô¸ð Ä«µå»ç¿Í Å©·¹µ÷À¯´Ï¾ðÀÌ ´ëÇü Ä«µå»çº¸´Ù ÈξÀ ´õ ³ªÀº Å©·¹µ÷Ä«µå ÇýÅðú ÀÌÀÚÀ²À» Á¦°øÇÏ´Â °ÍÀ¸·Î ³ªÅ¸³µ´Ù.
CFPB´Â 2023³â »ó¹Ý±â µ¿¾È 84°³ ÀºÇà, 72°³ Å©·¹µ÷À¯´Ï¿Â µî 156°³ Ä«µå ¹ß±Þ»ç¿¡¼ ¹ßÇàÇÑ 643°³ Å©·¹µ÷Ä«µå¸¦ ºÐ¼®Çß´Ù.
±× °á°ú 620~719Á¡ »çÀÌ Å©·¹µ÷ Á¡¼ö°¡ ¾çÈ£ÇÑ ¼ÒºñÀÚµéÀÇ Æò±Õ ÀÌÀÚÀ²Àº ´ëÇü Å©·¹µ÷Ä«µå»ç °æ¿ì 28.2%, ¼Ò±Ô¸ð °æ¿ì 18.15%¿´´Ù. 5000´Þ·¯ ºÎä ±âÁØ ´ëÇüÄ«µå»ç °í°´Àº ¿¬°£ 400~500´Þ·¯³ª Ãß°¡ ÀÌÀÚ¸¦ ³»°í ÀÖ´Â °ÍÀ¸·Î Áý°èµÆ´Ù.
´ëÇü Å©·¹µ÷Ä«µå»ç´Â ³ôÀº ÀÌÀÚÀ²»Ó¸¸ ¾Æ´Ï¶ó ¿¬È¸ºñ¸¦ ºÎ°úÇÒ °¡´É¼ºµµ ³ô´Ù°í CFPB´Â ÁöÀûÇß´Ù.
´ëÇü Å©·¹µ÷Ä«µå»çÀÇ Ä«µå Áß 27%°¡ ¿¬È¸ºñ¸¦ ºÎ°úÇßÁö¸¸, ¼Ò±Ô¸ð ¹ß±Þ»ç´Â 9.5%¿¡ ºÒ°úÇß´Ù. ¿¬°£¼ö¼ö·áµµ ´ëÇü ¹ßÇà»ç´Â Æò±Õ 157´Þ·¯·Î ¼Ò±Ô¸ð ¹ß±Þ»ç 94´Þ·¯º¸´Ù 70%³ª ºñ½Î´Ù.
¹Ì±¹¼ÒºñÀÚ¿¬¸Í ¾Æ´ã ·¯½ºÆ® ÀÌ»ç´Â “Å©·¹µ÷Ä«µå ¹ß±Þ»çµéÀÌ º¸»ó ÇÁ·Î±×·¥°ú °¡ÀÔ º¸³Ê½º¸¦ ´ë´ëÀûÀ¸·Î È«º¸ÇÏÁö¸¸, ½ÇÁ¦ ÀÌÀÚÀ²°ú °¢Á¾ ¹ú±ÝÀº °¨Ãá´Ù”¸ç “Áö¿ª ÀºÇà°ú Å©·¹µ÷À¯´Ï¿Â¿¡ ÀüÈÇØ ÀÌÀÚÀ²°ú ÇýÅÃÀ» Àû±ØÀûÀ¸·Î ¾Ë¾ÆºÁ¾ß ÇÑ´Ù”°í Á¶¾ðÇß´Ù.
Æ÷ºê½º°¡ ¼±Á¤ÇÑ ÃÖ°í Å©·¹µ÷À¯´Ï¿Â Å©·¹µ÷Ä«µå´Â ¢º³×À̺ñ Æä´õ·² ¸ð¾î ¸®¿öµå ¾Æ¸Þ¸®Ä ÀͽºÇÁ·¹½º Ä«µå ¢ºÇ÷¡Æ¼³Ñ ¸®¿öµå ºñÀÚ ½Ã±×³×ÀÌó Ä«µå ¢ºÆæÆäµå ÆнºÆÄÀδõ ¸®¿öµå ºñÀÚ ½Ã±×³×ÀÌó Ä«µå ¢ºÆÄ¿ö ij½Ã ¸®¿öµå ºñÀÚ ½Ã±×³×ÀÌó Ä«µå ¢º³×À̺ñ Æä´õ·² ij½Ã ¸®¿öµå Å©·¹µ÷Ä«µå µîÀÌ´Ù.
Å©·¹µ÷Ä«µå ºÎä°¡ ¿ª´ë ÃÖ°íÄ¡¸¦ ±â·ÏÇÏ°í ÀÖ´Â °¡¿îµ¥ ÀÌÀÚ¿Í ¼ö¼ö·á Áõ°¡°¡ ºÎä Áõ°¡ÀÇ ¿øÀÎÀ¸·Î Áö¸ñµÇ°í ÀÖ´Ù.
´º¿å¿¬¹æÁغñÀºÇàÀÇ ÃÖ±Ù ÀÚ·á¿¡ µû¸£¸é 2023³â 4ºÐ±â Å©·¹µ÷Ä«µå ºÎä´Â 1Á¶1300¾ï ´Þ·¯·Î Àü³â µ¿±â ´ëºñ 500¾ï ´Þ·¯, Áï 4.6% Áõ°¡Çß´Ù.
Å©·¹µ÷ Ä«µå ÁöºÒ ¿¬Ã¼ ±â°£µµ ´Ã¾î³ª´Â Ãß¼¼´Ù. Å©·¹µ÷Ä«µå ºÎäÀÇ 5.4%°¡ 90ÀÏ ÀÌ»ó ¿¬Ã¼µÇ¾î 2022³â 4ºÐ±âÀÇ 4%º¸´Ù Áõ°¡Çß´Ù.
Ãâó : ¹ÌÁÖÁß¾ÓÀϺ¸
|
||||||||||
Title | View |
Ãë¾÷ Àü¿¡ ¾Èº¸¸é ¹«Á¶°Ç ÈÄȸÇÏ´Â ¿µ»ó
|
09/03/2024 |
Part-time °Ô½ÃÆÇ °øÁö»çÇ×
|
02/12/2021 |
³ÝÇø¯½º ¡®¿ìÆí DVD¡¯¡¦ ¿ª»ç ¼ÓÀ¸·Î
Talk & Talk
|
4062 |
ºòÅ×Å© 2Â÷ ´ë±Ô¸ð ±¸Á¶Á¶Á¤ º»°ÝÈ
Job & Work Life
|
4643 |
¡®Ç×°ø»ç ¸¶Àϸ®Áö¡¯µµ Åо´Ù
Talk & Talk
|
1679 |
»ç¶÷ Àâ´Â ¡®Æ½Åå 縰Áö¡¯¡¦º£³ªµå¸±(¾Ë·¯Áö Ä¡·áÁ¦) °ú¿ë ºñ»ó
Talk & Talk
|
1693 |
½Å¶óÈ£ÅÚ Å¸¿î¿¡ µé¾î¼±´Ù¡¦ ù ¹Ì±¹ ÁøÃâ
Travel & Food
|
3020 |
ÆäÀ̽ººÏ, ¡®Á¤º¸À¯Ã⡯ ÇÕÀÇ±Ý ½Åû Á¢¼ö
U.S. Life & Tips
|
1999 |
¡®µ¿³× ¼Á¡¡¯ Â÷º°È¡¦ Ã¥¹æ »ì¾Æ³´Ù
Talk & Talk
|
3291 |
ëÅ´ëÅë·É 24~30ÀÏ ±¹ºó¹æ¹Ì¡¦26ÀÏ Á¤»óȸ´ã¡¤27ÀÏ ÀÇȸ¿¬¼³
Talk & Talk
|
1702 |
Ú¸ ÁÖÅøŸŠ2.4%¡é¡¦Áý°ªÀº 11³â¸¸¿¡ ÃÖ´ëÆø Ç϶ô
Talk & Talk
|
3149 |
½ºÆäÀ̽ºXÀÇ ´Þ¡¤È¼º¿ìÁÖ¼± ½ºÅ¸½Ê, ù Áö±¸±Ëµµ ½ÃÇèºñÇà ½ÇÆÐ
Talk & Talk
|
2075 |
ÇÑÀÎ ¼¿·¯µé ¡°ÃªGPT ¾²´Ï ÆǸŠ±ÞÁõ¡±
Job & Work Life
|
5546 |
LA ÁֹΠÃÖ´ë °ÆÁ¤Àº ¡®Ä¡¼Ú´Â »ýÈ°ºñ¡¯
Talk & Talk
|
3199 |
¿¬ÁØ \"SVB »çÅ ÈÄ ´ëÃâ °¨¼Ò¡¦°í¿ë¼ºÀåµµ ´Ù¼Ò µÐÈ\"
Talk & Talk
|
4094 |
ڸĶ¸®Æ÷´Ï¾Æ 41°³ Ä«¿îƼ Ãʹ̼¼¸ÕÁö ³«Á¦Á¡¡¦\"±âÈĺ¯È ¿µÇâ\"
Talk & Talk
|
5372 |
¡°¿Â°® ±¸µ¶ ´Ù Çߴµ¥¡¦°í¹°°¡¿¡ ºÎ´ã¡±
Talk & Talk
|
4272 |
°¡ÁÖ Àç»ê¼¼ ±Ô¸ð 831¾ï´Þ·¯¡¦ 4%¡è
Talk & Talk
|
4445 |
¡°ÀÏÀÚ¸® 3ºÐÀÇ 2, AI ÀÚµ¿È ³ëÃ⡱
Job & Work Life
|
4808 |
ÁßÀú°¡ Áß°í ¿Ê Àαâ, ¸íÇ° Ãß¿ùÇß´Ù
U.S. Life & Tips
|
4659 |
LA À¯¸í ÆмÇÇб³ FIDM, ¾Ö¸®Á¶³ª ÁÖ¸³´ë¿Í ÇÕº´
College Life
|
5044 |
ÀÏÀÚ¸® ´Ã°í ¹°°¡ ÀâÈ÷Áö¸¸¡¦Ú¸ °æÁ¦Ä§Ã¼ ¿ì·Á ¿©Àü
Talk & Talk
|
5016 |
¿©·¯ ³ª¶ó ¾ð¾î·Î ÇØ¿Ü ÇöÁö¿¡¼ Àü¹®ÀÎÀÌ Å뿪 ¹ø¿ª Çص帳´Ï´Ù
Part Time Jobs
|
2408 |
¼¼±Ýº¸°í ¸¶°¨ ¿À´Ã?¡¦ ¾Æ´Ï¸é 5¿ù, 10¿ùÀ̾ß?
Tax & Salary
|
5204 |
ÇÐÀÚ±Ý ´ëÃâ »ç±â ±â½Â¡¦°³ÀÎÁ¤º¸ º¸È£ ¡®ÃÖ¿ì¼±¡¯
College Life
|
2310 |
Àεµ, ÀÌ´Þ ³» Áß±¹ Àα¸ Ãß¿ù
Talk & Talk
|
2416 |
´ëÃâ°¨¼Ò·Î ¹Ì °æÁ¦¼ºÀå¿¡ Ÿ°Ý
Talk & Talk
|
2476 |
¡°´Þ·¯ Ç϶ô¡¦ 2ºÐ±â¸» ȯÀ² 1,200¿ø Àü¸Á¡±
Talk & Talk
|
2367 |
3¿ù ¼Ò¸ÅÆǸŠ1.0% °¨¼Ò, ÀÎÇ÷¹¡¤°í±Ý¸® °æ±âµÐÈ
Talk & Talk
|
2379 |
¸í¹®´ë ÀÔÇÐ °æÀï °¥¼ö·Ï ¡®Ä¡¿¡¯
College Life
|
534 |
°æÂû 3³â»õ 1õ¸í °¨¼Ò, ¡®Ä¡¾ÈÁ¤Ã¥ ¼Õº»´Ù¡¯
Talk & Talk
|
3069 |
ÇÑÀθ¶ÄÏ »ýÀüº¹ ºÒ¹ý ÆǸš¦20¸¸ ´Þ·¯ ¹ú±Ý¡¤ÇàÁ¤ ¸í·É
Talk & Talk
|
4566 |
136³â¸¸ÀÇ ÃÖ°í±â¿Â Âï°í 56cm Æø¼³¡¦°ÅÁþ¸» °°Àº ÀÌ°÷ 4¿ù
Talk & Talk
|
3517 |
1¿ù Ç×°ø ¿©°´ 6710¸¸¸í ¡¦ÃÖ°í ±â·Ï 95%±îÁö À°¹Ú
Travel & Food
|
3040 |
°¡ÁÖ º´¿ø¡¤´ëÁß±³Åë Äڷγª·Î °æ¿µ³ ½ÉÈ
Talk & Talk
|
3284 |
LA¾÷¼Ò Àýµµ 13³â·¡ ÃÖ´Ù¡¦»ìÀΡ¤ÃÑ°Ý µî °·Â ¹üÁË °¨¼Ò
Talk & Talk
|
2583 |
¡°ÀÎÇ÷¹º¸´Ù ÀÇ·áºñ°¡ ´õ Å« ¹®Á¦¡±
Talk & Talk
|
2479 |