5000ºÒ ±âÁØ ÀÌÀÚ 500ºÒ ´õ
Áö¿ª ÀºÇà·Å©·¹µ÷À¯´Ï¿Â À¯¸®
´ëÇü Å©·¹µ÷Ä«µå»ç ÀÌÀÚÀ²ÀÌ ¼Ò±Ô¸ð Ä«µå»ç¿Í Å©·¹µ÷À¯´Ï¾ðº¸´Ù 8~10% ´õ ³ôÀº °ÍÀ¸·Î ³ªÅ¸³µ´Ù.
¼ÒºñÀÚ±ÝÀ¶º¸È£±¹(CFPB)Àº º¸°í¼¸¦ ÅëÇØ ´ëÇüÅ©·¹µ÷Ä«µå»ç°¡ ¼Ò±Ô¸ð Ä«µå»ç³ª Å©·¹µ÷À¯´Ï¿Â º¸´Ù ÈξÀ ´õ ³ôÀº ÀÌÀÚÀ²À» ºÎ°úÇÏ°í ÀÖ´Ù°í ¹àÇû´Ù.
¶ÇÇÑ ¼Ò±Ô¸ð Ä«µå»ç¿Í Å©·¹µ÷À¯´Ï¾ðÀÌ ´ëÇü Ä«µå»çº¸´Ù ÈξÀ ´õ ³ªÀº Å©·¹µ÷Ä«µå ÇýÅðú ÀÌÀÚÀ²À» Á¦°øÇÏ´Â °ÍÀ¸·Î ³ªÅ¸³µ´Ù.
CFPB´Â 2023³â »ó¹Ý±â µ¿¾È 84°³ ÀºÇà, 72°³ Å©·¹µ÷À¯´Ï¿Â µî 156°³ Ä«µå ¹ß±Þ»ç¿¡¼ ¹ßÇàÇÑ 643°³ Å©·¹µ÷Ä«µå¸¦ ºÐ¼®Çß´Ù.
±× °á°ú 620~719Á¡ »çÀÌ Å©·¹µ÷ Á¡¼ö°¡ ¾çÈ£ÇÑ ¼ÒºñÀÚµéÀÇ Æò±Õ ÀÌÀÚÀ²Àº ´ëÇü Å©·¹µ÷Ä«µå»ç °æ¿ì 28.2%, ¼Ò±Ô¸ð °æ¿ì 18.15%¿´´Ù. 5000´Þ·¯ ºÎä ±âÁØ ´ëÇüÄ«µå»ç °í°´Àº ¿¬°£ 400~500´Þ·¯³ª Ãß°¡ ÀÌÀÚ¸¦ ³»°í ÀÖ´Â °ÍÀ¸·Î Áý°èµÆ´Ù.
´ëÇü Å©·¹µ÷Ä«µå»ç´Â ³ôÀº ÀÌÀÚÀ²»Ó¸¸ ¾Æ´Ï¶ó ¿¬È¸ºñ¸¦ ºÎ°úÇÒ °¡´É¼ºµµ ³ô´Ù°í CFPB´Â ÁöÀûÇß´Ù.
´ëÇü Å©·¹µ÷Ä«µå»çÀÇ Ä«µå Áß 27%°¡ ¿¬È¸ºñ¸¦ ºÎ°úÇßÁö¸¸, ¼Ò±Ô¸ð ¹ß±Þ»ç´Â 9.5%¿¡ ºÒ°úÇß´Ù. ¿¬°£¼ö¼ö·áµµ ´ëÇü ¹ßÇà»ç´Â Æò±Õ 157´Þ·¯·Î ¼Ò±Ô¸ð ¹ß±Þ»ç 94´Þ·¯º¸´Ù 70%³ª ºñ½Î´Ù.
¹Ì±¹¼ÒºñÀÚ¿¬¸Í ¾Æ´ã ·¯½ºÆ® ÀÌ»ç´Â “Å©·¹µ÷Ä«µå ¹ß±Þ»çµéÀÌ º¸»ó ÇÁ·Î±×·¥°ú °¡ÀÔ º¸³Ê½º¸¦ ´ë´ëÀûÀ¸·Î È«º¸ÇÏÁö¸¸, ½ÇÁ¦ ÀÌÀÚÀ²°ú °¢Á¾ ¹ú±ÝÀº °¨Ãá´Ù”¸ç “Áö¿ª ÀºÇà°ú Å©·¹µ÷À¯´Ï¿Â¿¡ ÀüÈÇØ ÀÌÀÚÀ²°ú ÇýÅÃÀ» Àû±ØÀûÀ¸·Î ¾Ë¾ÆºÁ¾ß ÇÑ´Ù”°í Á¶¾ðÇß´Ù.
Æ÷ºê½º°¡ ¼±Á¤ÇÑ ÃÖ°í Å©·¹µ÷À¯´Ï¿Â Å©·¹µ÷Ä«µå´Â ¢º³×À̺ñ Æä´õ·² ¸ð¾î ¸®¿öµå ¾Æ¸Þ¸®Ä ÀͽºÇÁ·¹½º Ä«µå ¢ºÇ÷¡Æ¼³Ñ ¸®¿öµå ºñÀÚ ½Ã±×³×ÀÌó Ä«µå ¢ºÆæÆäµå ÆнºÆÄÀδõ ¸®¿öµå ºñÀÚ ½Ã±×³×ÀÌó Ä«µå ¢ºÆÄ¿ö ij½Ã ¸®¿öµå ºñÀÚ ½Ã±×³×ÀÌó Ä«µå ¢º³×À̺ñ Æä´õ·² ij½Ã ¸®¿öµå Å©·¹µ÷Ä«µå µîÀÌ´Ù.
Å©·¹µ÷Ä«µå ºÎä°¡ ¿ª´ë ÃÖ°íÄ¡¸¦ ±â·ÏÇÏ°í ÀÖ´Â °¡¿îµ¥ ÀÌÀÚ¿Í ¼ö¼ö·á Áõ°¡°¡ ºÎä Áõ°¡ÀÇ ¿øÀÎÀ¸·Î Áö¸ñµÇ°í ÀÖ´Ù.
´º¿å¿¬¹æÁغñÀºÇàÀÇ ÃÖ±Ù ÀÚ·á¿¡ µû¸£¸é 2023³â 4ºÐ±â Å©·¹µ÷Ä«µå ºÎä´Â 1Á¶1300¾ï ´Þ·¯·Î Àü³â µ¿±â ´ëºñ 500¾ï ´Þ·¯, Áï 4.6% Áõ°¡Çß´Ù.
Å©·¹µ÷ Ä«µå ÁöºÒ ¿¬Ã¼ ±â°£µµ ´Ã¾î³ª´Â Ãß¼¼´Ù. Å©·¹µ÷Ä«µå ºÎäÀÇ 5.4%°¡ 90ÀÏ ÀÌ»ó ¿¬Ã¼µÇ¾î 2022³â 4ºÐ±âÀÇ 4%º¸´Ù Áõ°¡Çß´Ù.
Ãâó : ¹ÌÁÖÁß¾ÓÀϺ¸
|
||||||||||
Title | View |
Ãë¾÷ Àü¿¡ ¾Èº¸¸é ¹«Á¶°Ç ÈÄȸÇÏ´Â ¿µ»ó
|
09/03/2024 |
Part-time °Ô½ÃÆÇ °øÁö»çÇ×
|
02/12/2021 |
¾Æ¸¶Á¸, ¿ø°Ý Áø·á Ç÷§Æû ¡®¾Æ¸¶Á¸ Ŭ¸®´Ð¡¯ Ú¸ Àü¿ª Ãâ½Ã
Talk & Talk
|
1505 |
°í¿ë½ÃÀå ¿±â ½Ä¾ú³ª¡¦6¿ù ±¸ÀÎ 2³â¿©¸¸ ÃÖÀú
Job & Work Life
|
2028 |
±Ù´ëÈÀÇ »ê¹° ¡®¹é¿ Àü±¸¡¯ ¹Ì±¹ ½ÃÀå¼ ÅðÃâ
Talk & Talk
|
1720 |
¹Ì±¹ °æÁ¦ °¥ ±æ ¹Ù»Ûµ¥¡¦¡®Æø¿° º¹º´¡¯ µîÀå
Job & Work Life
|
2637 |
IRA µ¹Æı¸?¡¦ ÇÑ¡¤Áß¡¤ÀÏ ¹èÅ͸® ÇÕÁ¾¿¬È¾ ¡®¼Óµµ¡¯
Job & Work Life
|
1232 |
¡°»ì ±æ ã´Â »þÇθô¡¦ µ¿¹°¿øÀ¸·Î±îÁö Àüȯ¡±
Talk & Talk
|
1551 |
¡°104µµ ³ÑÀ¸¸é ¿©Çàºñ Àü¾× º¸»ó¡±¡¦¡®Æø¿° ¿©ÇຸÇ衯 Ãâ½Ã ¿¹Á¤
Travel & Food
|
1699 |
°¨ÀÚ Æ¢±â´Ù \"ÀÏ ¸øÇØ\"¡¦\'Ⱦ¾ 100µµ ½À°Ý\' ¹Ì±¹ÀεéÀÌ »çÇ¥ ³½´Ù
Job & Work Life
|
2039 |
ÁÖ·ùÀºÇàµé, ³²°¡ÁÖ ÁöÁ¡ Æó¼â °¡¼ÓÈ
Talk & Talk
|
1253 |
ÀÚµ¿Â÷ ¿¬ºñ »óÇâ ÃßÁø¡¦ 2032³â °¶·±´ç 58¸¶ÀÏ
Talk & Talk
|
3469 |
³»³â ¼Ò¼È ¿¬±Ý¡¦ 3% Àλó Àü¸Á
Talk & Talk
|
2118 |
°Å·¡¡é¡¦ °í°¡ ÁÖÅýÃÀå ¡®Âù¹Ù¶÷¡¯
Talk & Talk
|
839 |
¡®AI ÀÚµ¿È¡¯¡¦¿©¼º ±Ù·ÎÀÚ°¡ ´õ Ÿ°Ý
Job & Work Life
|
2069 |
¡°¾ÆÁ÷ ¶ß°Å¿î °í¿ë ½ÃÀ塱 ½Ç¾÷¼ö´ç 5°³¿ù·¡ ÃÖ¼Ò
Job & Work Life
|
1494 |
¡°¿ìÁÖÀÇ ½Åºñ Á÷Á¢ º¸¼¼¿ä¡±¡¦NASA, ½ºÆ®¸®¹Ö Ç÷§Æû ¿¬³» Ãâ½Ã
U.S. Life & Tips
|
1727 |
ÇØ¿Ü·Î ´« µ¹¸®´Â ¿©Çà°´µé¡¦¹Ì Ç×°ø»ç ±¹³»¼± ¡®ºñ»ó¡¯
Travel & Food
|
1962 |
¼öµ¾¹°³» ¹ß¾Ï¹°Áú Á¶»ç
Talk & Talk
|
1175 |
¹ÙÀ̵ç \"Ú¸¼ °³¹ßÇÏ°í Ú¸¼ Á¦Á¶Çؾß\"¡¦Á¦Á¶¾÷ »ì¸®±â ÇàÁ¤¸í·É
Talk & Talk
|
2905 |
Áö°© ´Ý´Â Ú¸ ¼ÒºñÀÚ¡¦¹¯Áö¸¶ ¸íÇ° ¼îÇÎ½Ã´ë ³¡³ª°£´Ù
Talk & Talk
|
2087 |
´õ ¶È¶ÈÇØÁö´Â AI·Îº¿¡¦¾²·¹±âµµ ¾Ë¾Æ¼ ÁÝ°í ¹ö¸°´Ù
Talk & Talk
|
1666 |
\"¹Ùºñ ÇÎÅ©°¡ ´ë¼¼\" ¸ÅÃâ 300% ¿Ã¶ú´Ù, ³²¼º Èĵ𵵠ºÐÈ«ºû
Talk & Talk
|
1585 |
\'ÀÎÁõ¼¦ Áö¿Á\' ¿ÀÁ×ÇßÀ¸¸é¡¦Æù¸¸ µé¾îµµ ¹ú±Ý 39¸¸¿ø ³»´Â ÀÌ °÷
Travel & Food
|
1214 |
LA °³¼Ö¸° °¡°Ý ´Ù½Ã Ä¡¼Ú´Â´Ù
Talk & Talk
|
2193 |
2024 Æĸ® ¿Ã¸²ÇÈ D-1³â ¡®Ä«¿îÆ®´Ù¿î¡¯
Talk & Talk
|
1412 |
LA¼µµ °ú¼ÓÂ÷·® ¡®¹«ÀÎÄ«¸Þ¶ó¡¯ ´Ü¼ÓÇÑ´Ù
Talk & Talk
|
3385 |
Àü±âÂ÷ °¡°Ý ³»·ÈÁö¸¸¡¦¡°±¸¸Å Àû±â ¾Æ´Ï´Ù¡±
Talk & Talk
|
1913 |
¡®Áý¹ä¡¯ ÆǸűÔÁ¦ ´ëÆø ¿ÏÈ¡¦ÁÖ°£ 90ÀκбîÁö ÆǸŠÇã¿ë
Job & Work Life
|
2453 |
Ä¿¹öµåCA ³»³â 9.6% Àλó¡¦ÀÎÇ÷¹ ¿µÇâ 3³â ¸¸¿¡ ÃÖ´ëÆø
Talk & Talk
|
1434 |
°¡ÁÖ µðÁöÅÐ ¸éÇãÁõ ¿¬³» ½ÃÇࡦ½º¸¶Æ®Æù¿¡ ¸éÇãÁõ
U.S. Life & Tips
|
853 |
¸ÞŸ¡¤MS¡¤¾Æ¸¶Á¸, ±¸±Û¡¤¾ÖÇà \'Áöµµ µ¶°úÁ¡\' ±ú±â º»°Ý ½Ãµ¿
Talk & Talk
|
2721 |
Çö´ë¡¤±â¾Æ, GM¡¤º¥Ã÷¡¤BMW¿Í \'ÃæÀüµ¿¸Í\'¡¦Ú¸ 3¸¸°÷¿¡ ÃæÀü¼Ò
Talk & Talk
|
4189 |
Ú¸, ±âÁرݸ® 0.25%p Àλó¡¦2001³â ÀÌÈÄ ÃÖ°í ¼öÁØÀ¸·Î ¿Ã¶ó
Talk & Talk
|
1376 |
Áß±¹ À§¾ÈÈ °áÁ¦ºñÁß, ù ´Þ·¯ Ãß¿ù
Talk & Talk
|
939 |
¡°¹Ì °æ±âħü È®·ü 50% ÀÌÇÏ¡±
Talk & Talk
|
1896 |
¿À´Ã ±âÁرݸ® 0.25%p Àλó È®½Ç½Ã
Talk & Talk
|
2055 |