SBA, »õ·Î¿î EZ PPP ·Ð ÅÁ°¨ ½Åû¼­ ¹ßÇ¥
By n2fxxxx Posted: 2020-06-19 10:08:06

6¿ù 17ÀÏ SBA´Â ±Þ¿©º¸È£ÇÁ·Î±×·¥(PPP) ·ÐÀÇ ÅÁ°¨À» ´õ ½±°Ô ½ÅûÇÒ ¼ö ÀÖ°Ô ÇØÁÖ¾ú´Ù.

 

»õ·Î¿î EZ ½Åû¼­¿Í Àüü ÅÁ°¨ ½Åû¿¡ ´ëÇÑ º¯°æ »çÇ×

SBA´Â À繫ºÎ¿Í ÇùÀÇÇÏ¿© ƯÁ¤ PPP Â÷¿ëÀÚ°¡ ÅÁ°¨À» ½ÅûÇÏ´Â µ¥ »ç¿ëÇÒ ¼ö ÀÖ´Â »õ·Î¿î ¾ç½Ä 3508EZ¸¦ ¹ßÇ¥Çß´Ù. SBA´Â ¶ÇÇÑ Àüü ÅÁ°¨ ½ÅûÀ» Â÷¿ëÀÚ°¡ ´õ ½±°Ô ÇÒ ¼ö ÀÖµµ·Ï °³Á¤Çß´Ù. ÀÌ·¯ÇÑ º¯°æ »çÇ×Àº Â÷¿ëÀÚÀÇ ½Åû ÀýÂ÷¸¦ º¸´Ù ½±°Ô ÇÏ°í ´ëÃâÀÚ¿Í Â÷¿ëÀÚ ¸ðµÎ¿¡°Ô È¿À²¼ºÀ» ³ôÀ̱â À§ÇÑ °ÍÀÌ´Ù.

 

ÀÚ°ÝÀÚ¿¡ ÇÑÇؼ­ »õ·Î¿î EZ ½Åû¼­(2Àå)´Â ¼öÁ¤µÈ Àüü ÅÁ°¨ ½Åû¼­ÀÎ FFA(4Àå)º¸´Ù ´õ ÀûÀº °è»ê°ú ¹®¼­°¡ ¿ä±¸µÈ´Ù.


 

EZ ¾ç½Ä »ç¿ë ÀÚ°Ý Á¦ÇÑ

¾ç½Ä EZ »ç¿ë ÀÚ°ÝÀÌ µÇ·Á¸é, PPP Â÷¿ëÀÎÀº ´ÙÀ½ ±âÁØÀ» ÃæÁ·ÇØ¾ß ÇÑ´Ù:

  • ÀÚ¿µ¾÷ÀÚÀ̰ųª Á÷¿øÀÌ ¾ø°Å³ª, ¶Ç´Â

  • Á÷¿øÀÇ ±Þ¿© ¶Ç´Â ÀÓ±ÝÀ» 25% ÀÌ»ó ÁÙÀÌÁö ¾Ê¾ÒÀ¸¸ç Á÷¿ø ¼ö ¶Ç´Â ±Ù¹«½Ã°£À» ÁÙÀÌÁö ¾Ê¾Ò°Å³ª, ¶Ç´Â

  • Äڷγª19¿Í °ü·ÃµÈ °Ç°­ ÁöħÀÇ ¿µÇâÀ¸·Î ºñÁî´Ï½º È°µ¿ °¨¼Ò¸¦ °æÇèÇßÀ¸¸ç, Á÷¿øÀÇ ±Þ¿© ¶Ç´Â ÀÓ±ÝÀ» 25% ÀÌ»ó ÁÙÀÌÁö ¾Ê¾Ò´Ù


 

ÁÖÀÇ »çÇ×

EZ ¾ç½ÄÀ» »ç¿ëÇÒÁö¿¡ ´ëÇØ °áÁ¤Çϱâ Àü ¸ÕÀú ÀÚ°ÝÀÌ µÇ´ÂÁö È®ÀÎÇØ¾ß ÇÑ´Ù.

ÆÁ: EZ ¾ç½Ä ÀÛ¼º ¹æ¹ýÀÇ 1 ÆäÀÌÁö¸¦ ÁßÁ¡ÀûÀ¸·Î º¸´Â °ÍÀ» ÃßõÇÑ´Ù. ¼¼ °³ÀÇ Ã¼Å© ¹Ú½º°¡ Àִ üũ ¸®½ºÆ®°¡ ÀÖ´Ù. ÇØ´ç üũ ¹Ú½º Áß Çϳª¸¦ ¼±ÅÃÇÒ ¼ö ÀÖ´Ù¸é EZ ¾ç½ÄÀ» »ç¿ëÇÒ ¼ö ÀÖ´Ù.

±×·± ´ÙÀ½ Áõ¸í »çÇ×(certifications)ÀÌ Æ÷ÇÔµÈ EZ ¾ç½ÄÀÇ 2 ÆäÀÌÁö¸¦ º¸½Ã¿À.

´ÙÀ½ Áø¼úÀ» Áõ¸íÇÒ ¼ö ÀÖ½À´Ï±î?
Â÷¿ëÀÎÀº 2020³â 1¿ù 1ÀÏ°ú 2020³â 3¿ù 31ÀÏ »çÀÌÀÇ ±â°£°ú ºñ±³ÇÏ¿© Àû¿ë ±â°£(Covered Period) ¶Ç´Â ´ëü ±Þ¿© Àû¿ë ±â°£(Alternative Payroll Covered Period) µ¿¾È Á÷¿øÀÇ ±Þ¿© ¶Ç´Â ½Ã°£´ç ÀÓ±ÝÀ» 25% ÀÌ»ó °¨¾×ÇÏÁö ¾Ê¾Ò½À´Ï´Ù. ¿©±â¼­ ¸»ÇÏ´Â Á÷¿ø’Àº 2019³â ÇÑÇØ µ¿¾È ¿¬°£ 10¸¸ ´Þ·¯ ÀÌ»óÀÇ ÀÓ±Ý ¶Ç´Â ±Þ¿©¸¦ ¹ÞÁö ¾ÊÀº Á÷¿ø¸¸ Æ÷ÇԵ˴ϴÙ.”

 

¸¸¾à ±×·¸´Ù¸é ´ÙÀ½ µÎ Áø¼ú Áß Çϳª¸¦ ÀÎÁõÇÒ ¼ö ÀÖ¾î¾ß ÇÑ´Ù:

 

Â÷¿ëÀÚ´Â 2020³â 1¿ù 1ÀÏ°ú Àû¿ë ±â°£ÀÌ ³¡³¯ ¶§±îÁö Á÷¿ø ¼ö ¶Ç´Â Æò±Õ Á÷¿ø ±Þ¿© ½Ã°£À» ÁÙÀÌÁö ¾Ê¾Ò½À´Ï´Ù. (Â÷¿ëÀÚ°¡ À¯»çÇÑ Á÷±ÞÀÇ Á÷¿øÀ» 2020³â 12¿ù 31ÀÏ ÀÌÀü¿¡ °í¿ëÇÒ ¼ö ¾ø´ø °æ¿ì¿Í Â÷¿ëÀÚ°¡ °¨¼ÒµÈ Á÷¿øÀÇ ±Ù·Î½Ã°£À» ä¿öÁÖ±â·Î Á¦¾ÈÇßÀ¸³ª °ÅÁ¤ ´çÇßÀ» °æ¿ì, 2020³â 2¿ù 15ÀÏ¿¡ Á÷¿øÀ̾ú´ø Á÷¿øÀÇ Àç°í¿ëÀÌ ºÒ°¡ÇÏ¿© ¹ß»ýÇÑ °¨¼Ò¸¦ Á¦¿Ü)”

 

¶Ç´Â

 

Â÷¿ëÀÚ´Â 2020³â 3¿ù 1ÀϺÎÅÍ 12¿ù 31ÀϱîÁö Äڷγª19¿Í °ü·ÃÇÏ¿© ¹ßÇàµÈ ¿ä±¸ »çÇ× ¶Ç´Â ÁöħÀ¸·Î ÀÎÇØ 2020³â 2¿ù 15ÀÏ ÀÌÀü°ú µ¿ÀÏÇÑ ¼öÁØÀÇ »ç¾÷È°µ¿À» ÇÒ ¼ö ¾ø¾ú½À´Ï´Ù.”

À§ÀÇ Áø¼úÀ» º¸ÁõÇÒ ¼ö ¾ø´Ù¸é EZ°¡ ¾Æ´Ñ FFA ¾ç½ÄÀ» »ç¿ëÇØ¾ß ÇÑ´Ù.


 

¾ç½ÄÀÇ Â÷ÀÌÁ¡Àº ¹«¾ùÀԴϱî?

PPP Â÷¿ëÀÚ°¡ EZ ½Åû¼­ÀÇ ¿ä±¸ »çÇ×À» ÃæÁ·ÇÏÁö ¾ÊÀ¸¸é °³Á¤µÈ Àüü ÅÁ°¨ ½Åû¼­¸¦ »ç¿ëÇØ¾ß ÇÑ´Ù.

 

EZ ½Åû¼­´Â ´ÙÀ½ Á¤º¸¸¦ ¿äûÇÑ´Ù (¾Æ·¡ ¼ýÀÚ´Â ½Åû¼­¿¡ ÀÖ´Â ¹®Ç×À» ÀǹÌÇÑ´Ù):

1. ±Þ¿© ºñ¿ë
2. ºñÁî´Ï½º ¸ð±âÁö ÀÌÀÚ ºñ¿ë
3. »ç¾÷ ÀÓ´ë·á ¶Ç´Â ÀÓ´ë·á ºñ¿ë
4. »ç¾÷ À¯Æ¿¸®Æ¼ ºñ¿ë
5. 1¹ø~4¹øÀÇ ±Ý¾×À» ÇÕÇÏ¿© ¹ÞÀ» ¼ö ÀÖ´Â ÅÁ°¨ ±Ý¾×À» ãÀ¸½Ã¿À.
6.
´ëÃ⠱ݾ×
7. ±Þ¿© ºñ¿ë 60% ¿ä±¸ »çÇ× (1¹ø ³ª´©±â 0.6)
8.
ÅÁ°¨ ±Ý¾× (5, 6, 7¹ø Áß °¡Àå ÀûÀº ±Ý¾×)


 

FFA´Â EZ ½Åû¼­ÀÇ 1¹øºÎÅÍ 4¹ø±îÁö µ¿ÀÏÇÑ Á¤º¸¸¦ ¿ä±¸Çϸç FFA ¾ç½ÄÀÇ 8¹ø~11¹ø±îÁö EZ ¾ç½ÄÀÇ 6¹ø~8¹ø±îÁö µ¿ÀÏÇÏ´Ù.


 

Ãâó: https://www.forbes.com/sites/juliejason/2020/06/18/sba-releases-new-ez-ppp-loan-forgiveness-application/#6b2d97197571


 

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