I recently started getting monthly charges for my checking account by my bank.
After years of no charge, I think it's time for me to switch.
Does anyone know where I can get free checking account out of the major banks?
Interest rate is low these days,
so Bank needs to make money to maintain the branches, and ATMs. (Fees)
Checking account usually have maintaing limits (like $1500) to waive fees.
Put that money on there to waive charges.
Local Federal union bank doesn't charge any monthly fees.
But, they don't have enough branches or ATMs (very inconvinient).
Choice is yours.
Most banks have minimum deposit amount(Ex. JP Morgan $1,500) to provide
checking account for no fee.
One of my friends asked about the specific date that they check the amount of her
account monthly. And then she checks if she has more than $1,500 in the account
by the date.
You can call them and have it waived if it's your first time.
You should definitely look around because many banks do checking account promotion under certain circumstances.
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