SBA(Áß¼Ò±â¾÷û) Àç³ ´ëÃâ ½Åû¹æ¹ý
View: 7820
By 84vxxxx
Posted: 2020-03-23 14:03:58
¹Ì±¹ Áß¼Ò±â¾÷û(SBA)Àº ¸ðµç ±Ô¸ðÀÇ ºñÁî´Ï½º, ¹Î°£ ºñ¿µ¸® ´Üü, ±×¸®°í ÁÖÅú¸À¯ÀÚ¿¡°Ô Àú±Ý¸® ¹× Àå±â ÀçÇØ ´ëÃâÀ» Á¦°øÇÕ´Ï´Ù. SBA Àç³ ´ëÃâÀº °³ÀÎ ¹× ±â¾÷ÀÌ Àç³À» ±Øº¹Çϱâ À§ÇÑ °æÁ¦ÀûÀÎ ¹æ¾ÈÀ» Á¦°øÇØÁÖ´Â Á¦µµÀÔ´Ï´Ù.
¾Æ·¡¿Í °°Àº ´Ü°è·Î ´ëÃâ½ÅûÀÌ ÁøÇàµË´Ï´Ù:
Step 1: ´ëÃâ ½Åû
- ¿Â¶óÀÎ(disasterloan.sba.gov/ela), disaster center¿¡ Á÷Á¢ ¹æ¹®, ¶Ç´Â ¿ìÆíÀ¸·Î ½ÅûÇÑ´Ù.
- ¾î¶² ±Ô¸ðÀÇ »ç¾÷À̵ç, ¹°¸®Àû ¼Õ»óÀ¸·Î ÃÖ´ë 2¹é¸¸ ´Þ·¯±îÁö ´ëÃâÀÌ °¡´ÉÇÏ´Ù.
- ¼Ò±Ô¸ð »ç¾÷Àڷμ ÃÖ´ë 2¹é¸¸ ´Þ·¯ÀÇ »ç¾÷ ´ëÃâ(physical & EIDL)À» ½ÅûÇÒ ¼ö ÀÖ´Ù.
Step 2: ºÎµ¿»ê È®Àΰú ´ëÃâó¸® °áÁ¤
- SBA¿¡¼ ¼Õ½Ç°Ë»çÀü¿¡ ±ÍÇÏÀÇ ½Å¿ëÀ» °ËÅäÇÑ´Ù.
- SBA °ËÁõÀÚ°¡ ÀçÇØ·Î ÀÎÇÑ ¹°¸®Àû ¼Õ½ÇÀÇ ÃѾ×À» ÃßÁ¤ÇÑ´Ù.
- Loan officer(´ëÃâ ´ã´çÀÚ)°¡ ÀÚ°Ý¿©ºÎ¸¦ °áÁ¤ÇÑ´Ù. ´ëÃâ°¡´É¿©ºÎ ÃÖÁ¾ È®ÀαîÁö ´ëÃâ ´ã´çÀÚ°¡ ±ÍÇÏ¿Í ÇÔ²²ÇÏ¿© 2-3Á־ȿ¡ ÃÖÁ¾ °áÁ¤ÀÌ ³´Ù.
Step 3: ´ëÃâ ¸¶°¨ ¹× ÀÚ±Ý Áö±Þ
- SBAÃø¿¡¼ ±ÍÇÏÀÇ ¼¸íÀ» À§ÇØ Loan Closing ¼·ù¸¦ ÁغñÇÏ¿© º¸³½´Ù.
- ¼¸íµÈ Loan ClosingÀ» SBA¿¡¼ ¹Þ´Â ½Ã 5ÀÏ ¾È¿¡ ¾Æ·¡¿Í °°ÀÌ Ãʱâ ÁöºÒÀÌ µÈ´Ù:
- ¹°¸®Àû ¼Õ»ó: $25,000
- °æÁ¦Àû ºÎ»ó: $25,000 - ¸ðµç ´ëÃâ Á¶°ÇÀ» ÃæÁ·½Ã۱â À§ÇØ ÄÉÀ̽º ¸Å´ÏÀú°¡ ±ÍÇÏ¿Í Çù·ÂÇÒ °ÍÀÌ´Ù.
- ´ëÃâ ¸¶°¨ ÈÄ ±ÍÇÏÀÇ »óȲ º¯È·Î ÀÎÇØ ´ëÃâ±Ý¾×ÀÌ Á¶Á¤µÉ ¼ö ÀÖ´Ù (¿¹: ¿¹±âÄ¡ ¾ÊÀº ¼ö¸®¿¡ ´ëÇÑ ´ëÃâ Áõ°¡ ¹× Ãß°¡ÀûÀÎ º¸Çè·á·Î ÀÎÇÑ ´ëÃâ °¨¼Ò)
ÁÖ¿ä ¼·ù:
´ëÃâ ½Åû°ú ÃÖÁ¾ °áÁ¤À» À§ÇØ ¾Æ·¡ÀÇ ¼·ù°¡ ÇÊ¿äÇÕ´Ï´Ù:
- Business Loan Application (SBA Form 5) ÀÛ¼º ¹× ¼¸í
- IRS Form 4506-T »ç¾÷ÀÚ ¹× »ç¾÷ ¼ÒÀ¯±Ç º¸À¯ÀÚ* ÀÛ¼º ¹× ¼¸í (*»ç¾÷ÀÇ 20% ÀÌ»ó ¼öÀ¯±ÇÀ» °¡Áö°í ÀÖ´Â ÀÚ, ÀÏ¹Ý ÆÄÆ®³Ê ¶Ç´Â Managing Member, ±× ¿Ü Á¦ÈÞ»ç¾÷¿¡¼ 50% ÀÌ»óÀÇ ¼ÒÀ¯±ÇÀ» º¸À¯Çϰí ÀÖ´Â ÀÚ; Á¦ÈÞ»ç¾÷Àº ¸ðȸ»ç, ÀÚȸ»ç, ¶Ç´Â °øµ¿ ¼ÒÀ¯±Ç ¹× °øµ¿ °æ¿µÀÚ¸¦ Æ÷ÇÔÇÑ´Ù.)
- °¡Àå ÃÖ±ÙÀÇ ¸ðµç ¿¬¹æ ¼Òµæ¼¼ ½Å°í ¼·ù
- Personal Financial Statement (SBA Form 413)ÀÛ¼º, ¼¸í ¹× ³¯Â¥ ±âÀÔ (¸ðµç ±â¾÷ ¼ÒÀ¯±Ç º¸À¯ÀÚ)
- ¸ðµç °íÁ¤ 乫¸¦ ³ª¿ÇÑ Schedule of Liabilities (SBA Form 2022)
±× ¿Ü ÇÊ¿äÇÑ ¼·ù:
- °¡Àå ÃÖ±ÙÀÇ ¿¬¹æ ¼Òµæ¼¼ ½Å°í¼¸¦ Á¦ÃâÇÏÁö ¾ÊÀº °æ¿ì, ¿¬¸» ¼ÕÀÍ °è»ê¼¿Í ÇØ´ç ³âµµ ´ëÂ÷ ´ëÁ¶Ç¥ Á¦Ãâ °¡´É.
- ¿ÃÇØ ÃʺÎÅÍ ÇöÀç±îÁöÀÇ ¼ÕÀͰè»ê¼
- ¿ùº° ¸ÅÃâ¾×ÀÌ Ç¥±âµÈ Ãß°¡ Á¦Ãâ ¿ä°Ç ¼·ù (SBA Form 1368)
µµ¿òÀÌ ÇÊ¿äÇÏ½Ç °æ¿ì disasterloan.sba.gov/ela¿¡ ½Åû ¶Ç´Â 1-800-659-2955(SBA Customer Service Center)¿¡ ¿¬¶ôÇϽñ⠹ٶø´Ï´Ù.
Title | View |
½Å³â¸ÂÀÌ JKU ÀνºÅ¸±×·¥ ÆÈ·Î¿ì À̺¥Æ®(~02/13/2021)
2021-02-05
|
56 |
(¸¶°¨) Ä¿¹Â´ÏƼ 2Â÷ ´ñ±Û À̺¥Æ®: ³ªÀÇ Ã¹ Á÷Àå Salary °øÀ¯Çϱâ! [23]
2019-07-22
|
5707 |
Part-time °Ô½ÃÆÇ °øÁö»çÇ×
2021-02-12
|
31 |
🔔 Á¦ 4±â JOBKOREAUSA ±âÀÚ´Ü ¸ðÁý 🔔 »ó½Ã¸ðÁý
2021-02-08
|
162 |
Àڱ⠼Ұ³¼ ¿µ»óÀ¸·Î ¿Ã¸®°í Ãë¾÷ È®·üÀ» ³ôÀ̼¼¿ä!
2020-05-26
|
1240 |
ÀâÄÚ¸®¾ÆUSA Ä¿¹Â´ÏƼ °øÁö»çÇ×
2019-06-27
|
1566 |
ÄÚ½ºÆ®ÄÚ, ½Ã°£´ç ÃÖÀúÀÓ±Ý 16´Þ·¯·Î Àλó
![]() Talk & Talk
|
36 |
¾î¹ÙÀÎ Àα٠Æ÷۰¡°Ô¿¡¼ ¶óÀμ¹ö ±¸ÇÕ´Ï´Ù
![]() Part Time Jobs
|
7 |
ÆÁÁÁ°í ¼Õ´ÔÃþ ÁÁÀº ÀϽÄÁý¿¡¼ ¼¹ö±¸ÇÕ´Ï´Ù
![]() Part Time Jobs
|
4 |
Á¦ºÎµµ¿¡¼ ³²ÀÚ ¼¹ö ±¸ÇÕ´Ï´Ù
![]() Part Time Jobs
|
8 |
¿À·»ÁöÄ«¿îƼ ¶óÇϺê¶ó ǮŸÀÓ Á÷¿ø±¸ÇÕ´Ï´Ù
![]() Part Time Jobs
|
8 |
°í±êÁý Ä«¿îÅÍ º¸½ÇºÐ ±Þ±¸
![]() Part Time Jobs
|
8 |
LA½Ã, Ÿ¿î µî¿¡ ģȯ°æ µµ·Î ÃßÁø¡¦¹ö¸óÆ®~¿þ½ºÅÏ~¿Ã¸²ÇÈ
![]() U.S. Life & Tips
|
36 |
2¿ù 24ÀϺÎÅÍ Çѱ¹ ÀÔ±¹½Ã ¡®PCR À½¼º È®Àμ¡¯ Á¦Ãâ Çʼö
![]() Live Updates (COVID-19, etc.)
|
44 |
ÅØ»ç½º ÇÑÆÄ·Î ÀÎÇÑ ¹ÝµµÃ¼ °ø±Ý ºÎÁ· »çÅÂ, Å×½½¶ó ¸ðµ¨ 3, 2ÁÖ°£ »ý»êÁß´Ü
Talk & Talk
|
39 |
¸ðÂî³Ó ¸á·ÎÁîÁ¡ ij½¬¾î/¹Ù¸®½ºÅ¸/µµ³Ó±Û·¹ÀÌÁî ±¸ÇÕ´Ï´Ù!
Part Time Jobs
|
4 |
¼±³ó´Ü¿¡¼ Á÷¿ø±¸ÇÕ´Ï´Ù.
Part Time Jobs
|
11 |
·¹À̵𰡰¡, Dogwalker¿Í »êÃ¥ Áß µµµÏ¸ÂÀº °¾ÆÁö¸¦ ã´Âµ¥ $500ÀÇ »ó±ÝÀ» °É¾ú´Ù.
Talk & Talk
|
52 |
[JKU Á÷¹«ÀÎÅͺä] ±â¾÷ÀÇ ´ëÃâÀ» µµ¿ÍÁÖ°í °ü¸®ÇÏ´Â, 'Loan Administrator'
Job & Work Life
|
380 |
°æÂûÀÇ 'Æø·ÂÁø¾Ð'À¸·Î ¾Æ½Ã¾È û³â »ç¸Á
U.S. Life & Tips
|
78 |
´ëÇü ÀüÀÚ¸ÅÀå ¡®Fry's Electronics¡¯ Æó¾÷
U.S. Life & Tips
|
77 |
¾ÖƲ·£Å¸ ÃÑ¿µ»ç°ü, 'Äڷγª·Î ÀÎÇØ Æó¼â'
Live Updates (COVID-19, etc.)
|
59 |
½Ä´ç¡¤¹Ì¿ë½Ç µî ¶óÀ̼±½º ¼ö¼ö·á ¸éÁ¦
U.S. Life & Tips
|
43 |
Çö´ëÀÚµ¿Â÷ 7°³ ¸ðµ¨ ¹Ì±¹ ÃÖ°í ¾ÈÀü µî±Þ ȹµæ
Talk & Talk
|
36 |
Ÿ¿î¼ ÇÑÀÎ ÀÎÁ¾Çø¿À ¡®¹¯Áö¸¶ ÆøÇ࡯ ´çÇØ
Talk & Talk
|
39 |
ÇöÀç ¹Ì±¹ ÀÔ±¹ ±ÝÁöµÇ´Â ¿©Çà°´
Live Updates (COVID-19, etc.)
|
57 |
ÇØ¿Ü°ÅÁÖ ÁßÀÎ ¿µÁÖ±Ç ½ÅûÀÚ, ¹Ì±¹ ÀÔ±¹ Çã¿ë
Visa,Green Card,Citizenship
|
115 |
ÇÑŸ ½Ä´ç/Ä¿Çǘ޿¡¼ »ç¶÷ ±¸ÇÕ´Ï´Ù
Part Time Jobs
|
6 |
Fullerton "¿Õâ" (½Ã¿Â¸¶ÄÏ)¿· ÄÚ¸®¾È BBQ ¼¹ö/ij¼Å ¸ðÁý ÇÕ´Ï´Ù.
Part Time Jobs
|
5 |
Çѱ¹¿¡¼´Â »ý¼ÒÇÑ Àü°ø, ¼®À¯°øÇÐÀ» ÆÄÇìÃÄ º¸ÀÚ
U.S. Life & Tips
|
82 |
¼¹ö±¸ÇÕ´Ï´Ù.
Part Time Jobs
|
14 |
Eight Korean BBQ in Koreatown Hiring Servers/Host
Part Time Jobs
|
4 |
Cake House (¿Ã¸²ÇÈGalleria ÁöÁ¡)¿¡¼ ¿ÀÈÄ¿¡ ÀÏÇÏ½Ç ºÐÀ» ã½À´Ï´Ù.
Part Time Jobs
|
2 |
OPT Ãë¾÷ ºñÀÚ°¡ ¹¹¶ó°í À¯ÇлýµéÀ» ¿ï¸®³ª¿ä | ¹Ì±¹ Ãë¾÷ ¼·¯¿î ¼ø°£µé
Talk & Talk
|
104 |
¿À´Ã 24ÀÏ ¹ãºÎÅÍ ±Ý¿äÀÏ ±îÁö ¼´øÄ¶¸®Æ÷´Ï¾Æ¿¡ ºÎ´Â »êŸ¾Æ³ª µ¹Ç³
Talk & Talk
|
80 |
Quarters Korean BBQ ¼¹ö / Äɽ¬¾î ±¸ÇÕ´Ï´Ù.
Part Time Jobs
|
7 |
Ç®·¯ÅÏ¿¡ À§Ä¡ÇÑ ÀϺ»½Ä ¶ó¸é Ä«Ã÷ Áý¿¡¼ ¼¹ö ±¸ÇÕ´Ï´Ù.
Part Time Jobs
|
3 |
ÇÑŸ ÀϽÄÁý ½º½ÃÇïÆÛ/¼¹ö/ ÁÖ¹æÀ̸𠱸ÇÕ´Ï´Ù
Part Time Jobs
|
4 |
Irvine Áö¿ª ¼øµÎºÎ ½Ä´ç ¼¹ö ±¸ÇÕ´Ï´Ù
Part Time Jobs
|
6 |
¼Ò½º¸ôǪµåÄÚÆ®-´ëÇÑÅÁ¸é-TNN Áñ°Ì°Ô ÀÏÇÏ½Ç ¼ö ÀÖ´Â ºÐ ¸ð½Ê´Ï´Ù.
Part Time Jobs
|
4 |
¿äÁò Àα⸹Àº 'ŰÅä(keto) ´ÙÀÌ¾îÆ®', Á¤È®ÇÏ°Ô ¾Ë¾Æº¸°í ½ÃÀÛÇÏÀÚ!🏃🏻¡Î️🏃🏻¡Ï️
Travel & Food
|
76 |