SBA(Áß¼Ò±â¾÷û) Àç³ ´ëÃâ ½Åû¹æ¹ý
By 84vxxxx
Posted: 2020-03-23 14:03:58
¹Ì±¹ Áß¼Ò±â¾÷û(SBA)Àº ¸ðµç ±Ô¸ðÀÇ ºñÁî´Ï½º, ¹Î°£ ºñ¿µ¸® ´Üü, ±×¸®°í ÁÖÅú¸À¯ÀÚ¿¡°Ô Àú±Ý¸® ¹× Àå±â ÀçÇØ ´ëÃâÀ» Á¦°øÇÕ´Ï´Ù. SBA Àç³ ´ëÃâÀº °³ÀÎ ¹× ±â¾÷ÀÌ Àç³À» ±Øº¹Çϱâ À§ÇÑ °æÁ¦ÀûÀÎ ¹æ¾ÈÀ» Á¦°øÇØÁÖ´Â Á¦µµÀÔ´Ï´Ù.
¾Æ·¡¿Í °°Àº ´Ü°è·Î ´ëÃâ½ÅûÀÌ ÁøÇàµË´Ï´Ù:
Step 1: ´ëÃâ ½Åû
- ¿Â¶óÀÎ(disasterloan.sba.gov/ela), disaster center¿¡ Á÷Á¢ ¹æ¹®, ¶Ç´Â ¿ìÆíÀ¸·Î ½ÅûÇÑ´Ù.
- ¾î¶² ±Ô¸ðÀÇ »ç¾÷À̵ç, ¹°¸®Àû ¼Õ»óÀ¸·Î ÃÖ´ë 2¹é¸¸ ´Þ·¯±îÁö ´ëÃâÀÌ °¡´ÉÇÏ´Ù.
- ¼Ò±Ô¸ð »ç¾÷Àڷμ ÃÖ´ë 2¹é¸¸ ´Þ·¯ÀÇ »ç¾÷ ´ëÃâ(physical & EIDL)À» ½ÅûÇÒ ¼ö ÀÖ´Ù.
Step 2: ºÎµ¿»ê È®Àΰú ´ëÃâó¸® °áÁ¤
- SBA¿¡¼ ¼Õ½Ç°Ë»çÀü¿¡ ±ÍÇÏÀÇ ½Å¿ëÀ» °ËÅäÇÑ´Ù.
- SBA °ËÁõÀÚ°¡ ÀçÇØ·Î ÀÎÇÑ ¹°¸®Àû ¼Õ½ÇÀÇ ÃѾ×À» ÃßÁ¤ÇÑ´Ù.
- Loan officer(´ëÃâ ´ã´çÀÚ)°¡ ÀÚ°Ý¿©ºÎ¸¦ °áÁ¤ÇÑ´Ù. ´ëÃâ°¡´É¿©ºÎ ÃÖÁ¾ È®ÀαîÁö ´ëÃâ ´ã´çÀÚ°¡ ±ÍÇÏ¿Í ÇÔ²²ÇÏ¿© 2-3Á־ȿ¡ ÃÖÁ¾ °áÁ¤ÀÌ ³´Ù.
Step 3: ´ëÃâ ¸¶°¨ ¹× ÀÚ±Ý Áö±Þ
- SBAÃø¿¡¼ ±ÍÇÏÀÇ ¼¸íÀ» À§ÇØ Loan Closing ¼·ù¸¦ ÁغñÇÏ¿© º¸³½´Ù.
- ¼¸íµÈ Loan ClosingÀ» SBA¿¡¼ ¹Þ´Â ½Ã 5ÀÏ ¾È¿¡ ¾Æ·¡¿Í °°ÀÌ Ãʱâ ÁöºÒÀÌ µÈ´Ù:
- ¹°¸®Àû ¼Õ»ó: $25,000
- °æÁ¦Àû ºÎ»ó: $25,000 - ¸ðµç ´ëÃâ Á¶°ÇÀ» ÃæÁ·½ÃÅ°±â À§ÇØ ÄÉÀ̽º ¸Å´ÏÀú°¡ ±ÍÇÏ¿Í Çù·ÂÇÒ °ÍÀÌ´Ù.
- ´ëÃâ ¸¶°¨ ÈÄ ±ÍÇÏÀÇ »óȲ º¯È·Î ÀÎÇØ ´ëÃâ±Ý¾×ÀÌ Á¶Á¤µÉ ¼ö ÀÖ´Ù (¿¹: ¿¹±âÄ¡ ¾ÊÀº ¼ö¸®¿¡ ´ëÇÑ ´ëÃâ Áõ°¡ ¹× Ãß°¡ÀûÀÎ º¸Çè·á·Î ÀÎÇÑ ´ëÃâ °¨¼Ò)
ÁÖ¿ä ¼·ù:
´ëÃâ ½Åû°ú ÃÖÁ¾ °áÁ¤À» À§ÇØ ¾Æ·¡ÀÇ ¼·ù°¡ ÇÊ¿äÇÕ´Ï´Ù:
- Business Loan Application (SBA Form 5) ÀÛ¼º ¹× ¼¸í
- IRS Form 4506-T »ç¾÷ÀÚ ¹× »ç¾÷ ¼ÒÀ¯±Ç º¸À¯ÀÚ* ÀÛ¼º ¹× ¼¸í (*»ç¾÷ÀÇ 20% ÀÌ»ó ¼öÀ¯±ÇÀ» °¡Áö°í ÀÖ´Â ÀÚ, ÀÏ¹Ý ÆÄÆ®³Ê ¶Ç´Â Managing Member, ±× ¿Ü Á¦ÈÞ»ç¾÷¿¡¼ 50% ÀÌ»óÀÇ ¼ÒÀ¯±ÇÀ» º¸À¯ÇÏ°í ÀÖ´Â ÀÚ; Á¦ÈÞ»ç¾÷Àº ¸ðȸ»ç, ÀÚȸ»ç, ¶Ç´Â °øµ¿ ¼ÒÀ¯±Ç ¹× °øµ¿ °æ¿µÀÚ¸¦ Æ÷ÇÔÇÑ´Ù.)
- °¡Àå ÃÖ±ÙÀÇ ¸ðµç ¿¬¹æ ¼Òµæ¼¼ ½Å°í ¼·ù
- Personal Financial Statement (SBA Form 413)ÀÛ¼º, ¼¸í ¹× ³¯Â¥ ±âÀÔ (¸ðµç ±â¾÷ ¼ÒÀ¯±Ç º¸À¯ÀÚ)
- ¸ðµç °íÁ¤ 乫¸¦ ³ª¿ÇÑ Schedule of Liabilities (SBA Form 2022)
±× ¿Ü ÇÊ¿äÇÑ ¼·ù:
- °¡Àå ÃÖ±ÙÀÇ ¿¬¹æ ¼Òµæ¼¼ ½Å°í¼¸¦ Á¦ÃâÇÏÁö ¾ÊÀº °æ¿ì, ¿¬¸» ¼ÕÀÍ °è»ê¼¿Í ÇØ´ç ³âµµ ´ëÂ÷ ´ëÁ¶Ç¥ Á¦Ãâ °¡´É.
- ¿ÃÇØ ÃʺÎÅÍ ÇöÀç±îÁöÀÇ ¼ÕÀÍ°è»ê¼
- ¿ùº° ¸ÅÃâ¾×ÀÌ Ç¥±âµÈ Ãß°¡ Á¦Ãâ ¿ä°Ç ¼·ù (SBA Form 1368)
µµ¿òÀÌ ÇÊ¿äÇÏ½Ç °æ¿ì disasterloan.sba.gov/ela¿¡ ½Åû ¶Ç´Â 1-800-659-2955(SBA Customer Service Center)¿¡ ¿¬¶ôÇϽñ⠹ٶø´Ï´Ù.
JKU's ̵̧ Pick
|
||||||||||
Title | View |
¡°Â÷º°ÈµÈ ¼ºñ½º·Î Á¾ÇÕº¸Çè ½ÃÀå °ø·«¡± ÀâÄÚ¸®¾ÆUSA ºê·£µç ÀÌ ´ë...
|
04/10/2023 |
🔔 Á¦ 7±â JOBKOREAUSA ±âÀÚ´Ü ¸ðÁý 🔔 »ó½Ã¸ðÁý
|
01/03/2022 |
Part-time °Ô½ÃÆÇ °øÁö»çÇ×
|
02/12/2021 |
ÁÖÅýÃÀå ±âÁö°³¡¦±Ý¸® ³»¸®°í ¸Å¹° ´Ã¾î
Talk & Talk
|
52 |
'¿ÀÆæÇÏÀ̸Ó' ¿À½ºÄ« ÀÛÇ°»ó±îÁö 7°ü¿Õ¡¦³î·±, ¹¬Àº ÇÑ Ç®¾ú´Ù
Talk & Talk
|
143 |
1³â ÀºÅð »ýÈ°ºñ Å©·çÁî°¡ ´õ Àú·Å
Talk & Talk
|
116 |
LA¼ 4ÀÎ °¡±¸ ¡®¾È¶ôÇÑ »î¡¯¿¡ 28¸¸ºÒ ÇÊ¿ä
Talk & Talk
|
57 |
Ãʱâ À̹ÎÀÚ ¾Öȯ ¼¸° ½º¿Ò¹ÔÀÌ Àú¹®´Ù
Talk & Talk
|
28 |
¡°Ã¹ ÁÖÅà ±¸¸ÅÀÚ¿¡ 1¸¸ºÒ ¼¼¾× °øÁ¦¡±
Talk & Talk
|
42 |
Ãë¾÷ÀÚ ´Ã°í ½Ç¾÷·üµµ »ó½Â... ¾ù°¥¸®´Â Ú¸ °í¿ë½ÃÀå
Job & Work Life
|
193 |
°è¼Ó½Ç¾÷¼ö´ç 190¸¸°Ç 3°³¿ù·¡ ÃÖ°íÄ¡ ¿Ã¶ó
Job & Work Life
|
143 |
¡°´õ ³ô°Ô ´õ ³Ð°Ô¡±¡¦ ÀÓ´ë ¾ÆÆÄÆ® ½ÅÃà ´ëÇüÈ Ãß¼¼
Talk & Talk
|
417 |
Àü¸é µðÁöÅÐ ¹æ½Ä SAT ³»ÀÏ ¹Ì±¹ ù ½ÃÇè ½Ç½Ã
College Life
|
138 |
"¹ÙÀ̵ç, ±¹Á¤¿¬¼³¼ 'Ú¸ À§´ëÇÑ ÄĹé'¡¤³«Å层 ÀÔ¹ý ¾ð±Þ"
Talk & Talk
|
150 |
"´ëÇÑÇ×°ø¡¤¾Æ½Ã¾Æ³ª ÇÕº´Çصµ ¸¶Àϸ®Áö¡¤¿ä±Ý öÀúÈ÷ °ü¸®"
Travel & Food
|
269 |
10ÀϺÎÅÍ ¼¸ÓŸÀÓ¡¦»õº® 2½Ã¸¦ 3½Ã·Î
Talk & Talk
|
132 |
Ú¸¼ 2¿ù 8¸¸5õ¸í ÇØ°í¡¦2009³â ±ÝÀ¶À§±â ÀÌÈÄ ¿ù°£ ±âÁØ ÃÖ´ë
Job & Work Life
|
145 |
ºñÆ®ÄÚÀÎ, »ç»ó ù 7¸¸ ´Þ·¯ µ¹ÆÄ 'ÃÖ°í°¡ °æ½Å'¡¦1¾ï ÂïÀ»±î
Talk & Talk
|
65 |
¹ÐÅ°Æ® ½ÃÀåÀ¸·Î¡¦KǪµå Àαâ È®»ê
Travel & Food
|
55 |
¡®°í°ø ÀÌÀÚÀ²¡¯¡¦ ¸ð±âÁö ½Åû 20³â·¡ ÃÖÀú
Talk & Talk
|
122 |
¿£ºñµð¾Æ ¸»°íµµ AI·Î µ· ¹ö´Â ±â¾÷ ¸¹´Ù´Âµ¥¡¦¾îµð?
Talk & Talk
|
128 |
'ÇѶ§ ¿ÕÁÂ' ¾ÖÇà ¾Õ³¯ øø»êÁß¡¦"AI µÚóÁö°í ñé¼ö¿ä ºÎÁø"
Talk & Talk
|
310 |
ÇÑ°÷¿¡ ¾ÖÇúñ¡¤¾ÆÀÌÈ© µà¾ó ºê·£µå ¸ÅÀå ÃßÁø
Travel & Food
|
95 |
ÁöÇÏö ¹üÁË¿ÍÀÇ ÀüÀ´º¿åÁÖ, ¹æÀ§±º 750¸í ÅõÀÔÇØ °¡¹æ °Ë»ç
Talk & Talk
|
254 |
¿¡¾îÇÁ·¹¹Ì¾Æ, ¿Â¶óÀΠüũÀÎ È®´ë¡¦ÀÎõ¹ß ¹ÌÁֳ뼱 7ÀϺÎÅÍ
Travel & Food
|
157 |
Å©·¹µ÷Á¡¼ö Æò±Õ 717Á¡¡¦10³â ¸¸¿¡ Ç϶ô
Talk & Talk
|
44 |
ÆÄ¿ù '±Ý¸®ÀÎÇÏ ÀçÈ®ÀÎ'¿¡ ÁÖ°¡¡¤À¯°¡ ¡è¡¦±Ý°ªÀº ÃÖ°í °æ½Å
Talk & Talk
|
281 |
³ª¹« ½ÉÀ¸¸é ÃÖ´ë 500ºÒ ¸®º£ÀÌÆ®¡¦¼öµµ±¹ ¹°Àý¾à ÇÁ·Î±×·¥
Talk & Talk
|
64 |
"´ç½ÅÀº Áö±Ý °ñÇÁ ƼŸÀÓÀ» ÈÉÄ¡°í ÀÖ´Ù"
Talk & Talk
|
178 |
ÆÄ¿ù ¿¬ÁØÀÇÀ塦¡®°í±Ý¸® Àå±âÈ¡¯ ¸Þ½ÃÁö Àü¸Á
Talk & Talk
|
130 |
¡°¼ÒºñÀÚ ¼±Åà Áپ¡¦ ±â¾÷µé Á¦Ç° ¡®°£¼ÒÈ¡¯
Talk & Talk
|
121 |
JP¸ð°Ç ¡°Æ®·³ÇÁ °íÀ² °ü¼¼ ¶© ´Þ·¯°¼¼¡¦¿øÈ¡¤À§¾ÈÈ Ãë¾à¡±
Talk & Talk
|
354 |
Àü¼³ÀÇ ·Ï¹êµå ¡®ºÎÈ°¡¯ ³²°¡ÁÖ ¿Â´Ù
Talk & Talk
|
740 |
¼¼°è ÃÖ°í º´¿ø ¼øÀ§¡¦ UCLA ¸ÞµðÄü¾ÅÍ 12À§
Talk & Talk
|
148 |
CJ »ý»ê ³Ãµ¿¸¸µÎ¼ À̹°Áú ¡®¸®ÄÝ¡¯
Travel & Food
|
42 |
Ú¸ÁֽĿ¡ ±Ý, ºñÆ®ÄÚÀαîÁö¡¦'Äڷγª °íÁ¡' ¶Õ°í ½Å°í°¡ ·¤¸®
Talk & Talk
|
270 |
¸ø ¹ÞÀº ÆÒµ¥¹Í Áö¿ø±Ý ½Åû 5¿ù ¸¸·á¡¦5¿ù 17ÀÏ ¼¼±Ý º¸°íÇؾß
Talk & Talk
|
297 |
Ä«µå ¿¬Ã¼·á 8´Þ·¯·Î Á¦ÇÑ¡¦'Á¤Å© ¼ö¼ö·á¿Í ÀüÀï' ÀÏȯ
Talk & Talk
|
43 |