SBA(Áß¼Ò±â¾÷û) Àç³ ´ëÃâ ½Åû¹æ¹ý
By 84vxxxx
Posted: 2020-03-23 14:03:58
¹Ì±¹ Áß¼Ò±â¾÷û(SBA)Àº ¸ðµç ±Ô¸ðÀÇ ºñÁî´Ï½º, ¹Î°£ ºñ¿µ¸® ´Üü, ±×¸®°í ÁÖÅú¸À¯ÀÚ¿¡°Ô Àú±Ý¸® ¹× Àå±â ÀçÇØ ´ëÃâÀ» Á¦°øÇÕ´Ï´Ù. SBA Àç³ ´ëÃâÀº °³ÀÎ ¹× ±â¾÷ÀÌ Àç³À» ±Øº¹Çϱâ À§ÇÑ °æÁ¦ÀûÀÎ ¹æ¾ÈÀ» Á¦°øÇØÁÖ´Â Á¦µµÀÔ´Ï´Ù.
¾Æ·¡¿Í °°Àº ´Ü°è·Î ´ëÃâ½ÅûÀÌ ÁøÇàµË´Ï´Ù:
Step 1: ´ëÃâ ½Åû
- ¿Â¶óÀÎ(disasterloan.sba.gov/ela), disaster center¿¡ Á÷Á¢ ¹æ¹®, ¶Ç´Â ¿ìÆíÀ¸·Î ½ÅûÇÑ´Ù.
- ¾î¶² ±Ô¸ðÀÇ »ç¾÷À̵ç, ¹°¸®Àû ¼Õ»óÀ¸·Î ÃÖ´ë 2¹é¸¸ ´Þ·¯±îÁö ´ëÃâÀÌ °¡´ÉÇÏ´Ù.
- ¼Ò±Ô¸ð »ç¾÷Àڷμ ÃÖ´ë 2¹é¸¸ ´Þ·¯ÀÇ »ç¾÷ ´ëÃâ(physical & EIDL)À» ½ÅûÇÒ ¼ö ÀÖ´Ù.
Step 2: ºÎµ¿»ê È®Àΰú ´ëÃâó¸® °áÁ¤
- SBA¿¡¼ ¼Õ½Ç°Ë»çÀü¿¡ ±ÍÇÏÀÇ ½Å¿ëÀ» °ËÅäÇÑ´Ù.
- SBA °ËÁõÀÚ°¡ ÀçÇØ·Î ÀÎÇÑ ¹°¸®Àû ¼Õ½ÇÀÇ ÃѾ×À» ÃßÁ¤ÇÑ´Ù.
- Loan officer(´ëÃâ ´ã´çÀÚ)°¡ ÀÚ°Ý¿©ºÎ¸¦ °áÁ¤ÇÑ´Ù. ´ëÃâ°¡´É¿©ºÎ ÃÖÁ¾ È®ÀαîÁö ´ëÃâ ´ã´çÀÚ°¡ ±ÍÇÏ¿Í ÇÔ²²ÇÏ¿© 2-3Á־ȿ¡ ÃÖÁ¾ °áÁ¤ÀÌ ³´Ù.
Step 3: ´ëÃâ ¸¶°¨ ¹× ÀÚ±Ý Áö±Þ
- SBAÃø¿¡¼ ±ÍÇÏÀÇ ¼¸íÀ» À§ÇØ Loan Closing ¼·ù¸¦ ÁغñÇÏ¿© º¸³½´Ù.
- ¼¸íµÈ Loan ClosingÀ» SBA¿¡¼ ¹Þ´Â ½Ã 5ÀÏ ¾È¿¡ ¾Æ·¡¿Í °°ÀÌ Ãʱâ ÁöºÒÀÌ µÈ´Ù:
- ¹°¸®Àû ¼Õ»ó: $25,000
- °æÁ¦Àû ºÎ»ó: $25,000 - ¸ðµç ´ëÃâ Á¶°ÇÀ» ÃæÁ·½ÃÅ°±â À§ÇØ ÄÉÀ̽º ¸Å´ÏÀú°¡ ±ÍÇÏ¿Í Çù·ÂÇÒ °ÍÀÌ´Ù.
- ´ëÃâ ¸¶°¨ ÈÄ ±ÍÇÏÀÇ »óȲ º¯È·Î ÀÎÇØ ´ëÃâ±Ý¾×ÀÌ Á¶Á¤µÉ ¼ö ÀÖ´Ù (¿¹: ¿¹±âÄ¡ ¾ÊÀº ¼ö¸®¿¡ ´ëÇÑ ´ëÃâ Áõ°¡ ¹× Ãß°¡ÀûÀÎ º¸Çè·á·Î ÀÎÇÑ ´ëÃâ °¨¼Ò)
ÁÖ¿ä ¼·ù:
´ëÃâ ½Åû°ú ÃÖÁ¾ °áÁ¤À» À§ÇØ ¾Æ·¡ÀÇ ¼·ù°¡ ÇÊ¿äÇÕ´Ï´Ù:
- Business Loan Application (SBA Form 5) ÀÛ¼º ¹× ¼¸í
- IRS Form 4506-T »ç¾÷ÀÚ ¹× »ç¾÷ ¼ÒÀ¯±Ç º¸À¯ÀÚ* ÀÛ¼º ¹× ¼¸í (*»ç¾÷ÀÇ 20% ÀÌ»ó ¼öÀ¯±ÇÀ» °¡Áö°í ÀÖ´Â ÀÚ, ÀÏ¹Ý ÆÄÆ®³Ê ¶Ç´Â Managing Member, ±× ¿Ü Á¦ÈÞ»ç¾÷¿¡¼ 50% ÀÌ»óÀÇ ¼ÒÀ¯±ÇÀ» º¸À¯ÇÏ°í ÀÖ´Â ÀÚ; Á¦ÈÞ»ç¾÷Àº ¸ðȸ»ç, ÀÚȸ»ç, ¶Ç´Â °øµ¿ ¼ÒÀ¯±Ç ¹× °øµ¿ °æ¿µÀÚ¸¦ Æ÷ÇÔÇÑ´Ù.)
- °¡Àå ÃÖ±ÙÀÇ ¸ðµç ¿¬¹æ ¼Òµæ¼¼ ½Å°í ¼·ù
- Personal Financial Statement (SBA Form 413)ÀÛ¼º, ¼¸í ¹× ³¯Â¥ ±âÀÔ (¸ðµç ±â¾÷ ¼ÒÀ¯±Ç º¸À¯ÀÚ)
- ¸ðµç °íÁ¤ 乫¸¦ ³ª¿ÇÑ Schedule of Liabilities (SBA Form 2022)
±× ¿Ü ÇÊ¿äÇÑ ¼·ù:
- °¡Àå ÃÖ±ÙÀÇ ¿¬¹æ ¼Òµæ¼¼ ½Å°í¼¸¦ Á¦ÃâÇÏÁö ¾ÊÀº °æ¿ì, ¿¬¸» ¼ÕÀÍ °è»ê¼¿Í ÇØ´ç ³âµµ ´ëÂ÷ ´ëÁ¶Ç¥ Á¦Ãâ °¡´É.
- ¿ÃÇØ ÃʺÎÅÍ ÇöÀç±îÁöÀÇ ¼ÕÀÍ°è»ê¼
- ¿ùº° ¸ÅÃâ¾×ÀÌ Ç¥±âµÈ Ãß°¡ Á¦Ãâ ¿ä°Ç ¼·ù (SBA Form 1368)
µµ¿òÀÌ ÇÊ¿äÇÏ½Ç °æ¿ì disasterloan.sba.gov/ela¿¡ ½Åû ¶Ç´Â 1-800-659-2955(SBA Customer Service Center)¿¡ ¿¬¶ôÇϽñ⠹ٶø´Ï´Ù.
JKU's ̵̧ Pick
|
||||||||||
Title | View |
¡°Â÷º°ÈµÈ ¼ºñ½º·Î Á¾ÇÕº¸Çè ½ÃÀå °ø·«¡± ÀâÄÚ¸®¾ÆUSA ºê·£µç ÀÌ ´ë...
|
04/10/2023 |
🔔 Á¦ 7±â JOBKOREAUSA ±âÀÚ´Ü ¸ðÁý 🔔 »ó½Ã¸ðÁý
|
01/03/2022 |
Part-time °Ô½ÃÆÇ °øÁö»çÇ×
|
02/12/2021 |
"¾ÖÇÃ, 10³â °øµéÀÎ ÀÚÀ²ÁÖÇà ¾ÖÇÃÄ« Æ÷±â¡¦AIºÎ¼·Î ´ë°Å À̵¿"
Talk & Talk
|
556 |
'¶±ººÀÌ¡¤´Þ°í³ª' çÈ¿Á½ºÆÛµå ¿µ¾î»çÀü¿¡ ÇÑ½Ä ´Ü¾î ´ë°Å ¿À¸¦ µí
Talk & Talk
|
560 |
¿ÃÇØ ¼ºÀå·ü 1.3% ¡æ2.2%·Î »óÇ⡦½Ç¹°°æÁ¦Çùȸ Àü¸ÁÄ¡ ¹ßÇ¥
Talk & Talk
|
643 |
FTC, Å©·Î°Å-¾Ù¹öÆ®½¼ Àμö ÇÕº´¿¡ Á¦µ¿¡¦"½Ä·áÇ° Ãß°¡Àλó À̾îÁú °Í"
Talk & Talk
|
538 |
Çìµå¼Â ÄѸé 3Â÷¿ø ¿ÀÇǽº°¡ ´« ¾Õ¿¡¡¦MS Ãâ½Ã ¾Æ¹ÙŸ °¡»óȸÀÇ Åø
Talk & Talk
|
609 |
·»Æ®ºñ Àλó ¸ØÃè´Ù¡¦1¿ù µé¾î Àü³â ´ëºñ 5ºÒ °¨¼Ò
Talk & Talk
|
612 |
Àü¹®Á÷ Ãë¾÷ºñÀÚ ¹ß±Þ °ÅºÎÀ² Áõ°¡¡¦´ëºÎºÐ 10°³ ¹Ì¸¸ ½Åû ±â¾÷
Visa,Green Card,Citizenship
|
678 |
¹Ì±¹¹Î 53% "±¹°æ ´ãÀå ½×ÀÚ"¡¦´ë¼± ÄÚ¾Õ ºÒ¹ýÀ̹ΠÀ̽´ ºÎ°¢
Talk & Talk
|
591 |
[ºÏê] 3¿ù ¿Â¶óÀÎ µ¶¼¸ðÀÓ ¸ðÁýÁß - Ŭ·çÁö/ 48 Laws of Power / Æ佺Ʈ
U.S. Life & Tips
|
1860 |
½Ç¾÷¼ö´ç 1¸¸2,000°Ç °¨¼Ò¡¦°è¼Ó ¼ö±ÞÀÚµµ 2¸¸°Ç ÁÙ¾î
Job & Work Life
|
705 |
¡°2014³â ÆäÀ̽ººÏ °°´Ù¡±¡¦±â¼ú ÀÎÀç ¸ô·Áµå´Â ¿£ºñµð¾Æ
Job & Work Life
|
608 |
Á¶Áö¾ÆÁÖ£§Çö´ëÀÇ ³¯¡¯ ¼±Æ÷¡¦ ¡°£´ºÐ±âºÎÅÍ Àü±âÂ÷ »ý»ê °³½Ã£¢
Talk & Talk
|
690 |
Áß³²¹Ì ã´Â ¹æ¹®°´ ¡®µ±â¿ ÁÖÀǺ¸¡¯¡¦¹ßº´ »ç·Ê ±ÞÁõ¼¼
Travel & Food
|
1014 |
½Ã¹Î±Ç ºü¸£¸é 6°³¿ù¸¸¿¡ ¹Þ´Â´Ù
Visa,Green Card,Citizenship
|
661 |
¿¬¹æ ¼Òµæ¼¼ ȯ±Þ¾× Æò±Õ 3207ºÒ
Tax & Salary
|
845 |
Ú¸ ¡®Áß»êÃþ »ó¡¡¯ ¸ÞÀ̽ýº ¹éÈÁ¡, ´ë±Ô¸ð Á¡Æ÷ Á¤¸®¡¦150°³ Á¡Æ÷ Æó¼â
Talk & Talk
|
588 |
ÇÁ¸®¹Ì¾ö ÇÁ·Î¼¼½Ì ¼ö¼ö·áµµ ¿À¸¥´Ù
Visa,Green Card,Citizenship
|
314 |
E ½ºÆ÷Ã÷¿Í ¹Ì±¹ ºñÀÚ
Visa,Green Card,Citizenship
|
192 |
¡®Çѱۡ¯ µé¾î°£ ÄÚÄ«Äݶó ±Û·Î¹ú Ãâ½Ã
Travel & Food
|
171 |
°ñµå¸¸»è½º, 5¿ù ±Ý¸®ÀÎÇÏ °¡´É¼º öȸ
Talk & Talk
|
209 |
Çѱ¹»ê ¸í¶õÁ£¡¤Ã¢¶õÁ£ µî ¹Ì±¹ ¼öÃâ Áß´Ü
Travel & Food
|
380 |
Áß»êÃþ, ÁÖÅá¤À°¾Æºñ¡¤½Ä·áÇ° Æøź ¡®Çã´ö¡¯
Talk & Talk
|
174 |
»ó¾÷¿ë ºÎµ¿»ê À§±â °íÁ¶¡¦ ¾Ð·ù°Ç¼ö Àü³âºñ 2¹è¡è
Talk & Talk
|
172 |
¡°°¢Á¾ ÆÁ ²Ä¼ö ÁÖÀÇÇϼ¼¿ä¡±
Talk & Talk
|
1173 |
Ä«µå Á¤º¸ »©°¡´Â '½ºÅ°¹Ö' »ç±â ±â½Â¡¦À繫ºÎ, ATM »ç¿ë ÁÖÀÇ ´çºÎ
Talk & Talk
|
151 |
À¯Åë·® ÃÖ´ëÀÎ ¹Ì±¹ 100´Þ·¯ ÁöÆó, ¾²±â´Â °¡Àå ¾î·Á¿ö
Talk & Talk
|
791 |
Áö³ÇØ »ç±â ÇÇÇØ¾× 100¾ïºÒ µ¹ÆÄ¡¦ÅõÀÚ »ç±â¸¸ 46¾ïºÒ
Talk & Talk
|
747 |
[FOCUS] ÀÚ³à ¾ø´Â ¸Â¹úÀÌ, ÀüüÀÇ 43%¡¦¼øÀÚ»ê °¡Àå ¸¹´Ù
Talk & Talk
|
694 |
³ªÀÌƮŬ·´ ¹®Áö±â¿´´ø ³À, PGA èÇǾð Àλý¿ªÀü ½ºÀ®
Talk & Talk
|
599 |
5000¸¸¿ø ÆÐÅ°Áöµµ ¸ÅÁø¡¦º¸Á¶±Ý ÁÖ°í ½ºÀ§ÇÁÆ® ¸ð¼Å¿Â ÀÌ ³ª¶ó
Travel & Food
|
668 |
¼¼±Ýº¸°í ¶§ ¿¹³³ ¼¼±Ý ¹Ì³³ °úÅ·á ÁÖÀÇ
Tax & Salary
|
702 |
ÁÖÅà Â÷¾Ð°Ç¼ö Å©°Ô ´Ã¾ú´Ù
Talk & Talk
|
1396 |
ÀÚµ¿Â÷ ³Ê¹« ºñ½Î¡¦ÇÑÀÎ, ¸®½ºº¸´Ù ±¸¸Å ¼±È£
Talk & Talk
|
790 |
¹«·á ¹ÌÁÖÇÑÀÎ ¿Â¶óÀÎ ºÏŬ·´ Ä¿¹Â´ÏƼ [ºÏê] 3¿ù ºÏŬ·´
Talk & Talk
|
1708 |
¹Ì¿ë½Ç Çì¾îµðÀÚÀ̳Ê,½ºÅÜ ¸ðÁý
Part Time Jobs
|
748 |